I officially doubled the output of my co-workers, and this is how I did it:

Humans are all creatures of habit. Some habits help you improve while others drag you down. So if you are not as successful as you wish, you need to tweak a few habits to go from negative to positive.

Every morning, you wake up, then what do you do? Exactly! You have a routine. That is what habits are, something that you repeatedly do. No longer thinking about it, like Nike, you “Just do it”!

With this in mind, think of the person you wish to become, then take action in that direction.

For example, let’s say that you want to become more fit for the summer, then create a simple habit that will grow into something big. Start with walking for 10 minutes each day—no need to get on a treadmill for hours. Habits should start simple and not feel like a hassle because they will be your self-improvement’s compounded interest. I assure you that those 10 minutes will seem like nothing in a few weeks, and you will begin adding time. Meanwhile, your body will start re-shaping itself into the person you wish to become.

Starbucks (SBUX) pays dividends that can cover your daily coffee.

Create your routine. Each day will look similar, so ensure to be rehearsing good habits repeatedly until you become automatic like a system. Remember that you do not rise to the level of your goals and expectations. Instead, you will fall to the level of your systems. If you have a broken system, you should only expect to fail.

Schools and Politicians (aka the government) are great examples. It doesn’t matter which teacher or politician takes charge; they keep failing over and over again. So, are they all that bad? Not really. There are plenty of great teachers and politicians as well. But, sadly, the system used to run schools, and the government is broke. So, everyone within that system will fail regardless of how great they are individual. The same goes for you. You may be a great person, but it becomes harder to succeed if you have bad habits.

Forget about goals. Goals are great for giving you direction. Rather, focus on your systems instead. Systems are best for making progress.

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How did I double the output of my co-workers?

I created a system. I prioritized the boss’s projects on a calendar for the beginning of the month. Then, all the small projects were spread daily throughout the week.

Every morning, I did the projects that I knew wouldn’t take me much time. I knocked out 3-4 little projects every morning. In the afternoon, I started taking down the big projects. Some took me all afternoon. Others were partially complete.

If I cannot finish the big project the same day, I will write it down for the next business day.

On the next business day, you have 2 options:

1. Do the little projects in the morning and the big projects in the afternoon.

2. Finish the big project from the previous day in the morning and use the afternoon for everything else.

I like to keep the routine or system running the same. That means I keep doing the small and quick projects in the mornings and leave the big projects for the afternoon. Finishing those little projects gives me a sense of pride and confidence that I carry into the afternoon to knock out the big projects.

I remove all distractions from my work area. Once I’m focused and in the zone, I can go for hours without stopping. Unfortunately, my co-workers spend too much time looking at Facebook, Twitter, and Instagram. You may not think about it, but try it for yourself. Remove your phone from your work area and see how much you can get done without distractions.

The only exception to changing my routine is that a big project is due soon, and we need to ensure it’s complete by a specific upcoming date.

Pepsi (PEP) is the owner of my favorite drink ‘MountainDew’.

A similar thing happens when it comes to investing. I have invested and subsequently have a more significant net worth than all my co-workers. Do you want to know why and how?

Simple, I have a system to invest my money every month automatically, and I have consistency.

For more lessons, tips, and tricks, read the book by James Clear titled “Atomic Habits.” You will find easy and proven ways to build good habits. For creating businesses that don’t need you to operate, read “The 4-Hour Workweek” by Timothy Ferriss.


That is how you can do the same. Look at your habits. Transform yourself by removing bad habits by replacing them with good ones. Those good habits will compound into even better habits, and you will become the person you always dreamed you could be. Create a daily system that will incorporate the routine you will use from the moment you wake up, have breakfast, go to work, lunch, work the second part of the day, exercise or practice a hobby, return home, enjoy some family time, and bed head. You can add or subtract things as needed. But know that systems are everything. You have to be the designer of your life. Take charge!

Now, begin your Road to Wealth!

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“Quit feeling sorry for yourself, make shit happen” – Unknown.

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Many Americans love the idea and fantasize about one day becoming their own boss. Too many of them are realizing that they don’t have enough money saved for retirement.

On that same token, they are scared of failing by starting their own business. Losing their savings and digging a deeper hole for themselves.

One way to avoid that is by buying a proven concept, rather than starting a business from scratch.

That means, buy a franchise.

The thing is, many of the well-known franchises today, come with a hefty price tag. But I will give you a few low-cost franchises that can help you achieve your goals of financial freedom.

Note: In order to get more details on these franchises, read this article on CNBC.

Since we are talking about low cost, we will begin with our highest “low cost” on this list and work our way down.

1. United Country Real Estate

          With 443 franchises in the U.S., this franchise has a start-up cost of $15,000. Royalty fees range from $1,200 – $2,400 per month.

2. Rhea Lana’s

          With only 89 franchises in the U.S., this franchise also has a start-up cost of $15,000. Royalty fees range from 1% – 3% of gross sales.

3. Image One

          It has 103 franchises in the U.S and has a start-up cost of $15,000. Royalty fees are 10% of annual gross revenue.

4. Help-U-Sell Real Estate

          It has 102 franchises in the U.S. and has a start-up cost of $15,000. Royalty fees are 6% of gross commissions.

5. Motto Mortgage

          It has only 70 franchises in the U.S., with a start-up cost of $12,000. Royalty fees are $0 for the first 6 months, increasing to $4,500 per month after one year in business. With Real Estate heating up the way it is, the low amount of franchises and the low start-up cost makes sense for a great investment.

6. Cruise Planners

          Has 2,569 franchises in the U.S., and a start-up cost of $10,995. Royalty fees range from 1% – 3% of gross commissionable fares. Competition is a bit steep here with over 2K franchises open.

7. TSS Photography

          Has 176 franchises open in the U.S., and a start-up cost of $10,500. Royalty fees will depend on print production costs which varies by state.

8. Showhomes Home Staging

          Only 55 franchises in the U.S., and a start-up cost of $10,000. Royalty fees are 10% of annual gross revenue. Again, Real Estate is hot lately and this investment has a lot of upsides. Not too many franchises to compete, low start-up cost and a very generous royalty program.

9. Complete Weddings + Events

          Has 192 franchises in the U.S., and a start-up cost of $10,000. Royalty fees are 8% of annual gross revenue.

10. Dream Vacations

          It has over 1,200 franchises in the U.S. and the lowest start-up cost at $9,800. Royalty fees range from 1.5% – 3% of annual commissionable sales.

As you see, some of these franchises are well known with over 1K franchises up and running in the U.S. Others, are rather new which will give you an edge to really reach your financial freedom once people get to know you and trust you with minimal competition.

I prefer to receive my income from the (I) Investor quadrant but nothing wrong with being your own boss and be part of the (B) Business quadrant. Both quadrants come with great benefits from a tax perspective.

If you want to learn more about the Cash Flow Quadrants, tax benefits and much more, get your hands on this great book “Rich Dad Cashflow Quadrant” by Robert T. Kiyosaki.

For more on the (I) Investors quadrant, you can learn about:

Real Estate:         

                    Rich Dad Poor Dad: What the Rich teach their kids about money

                    Retire Young, Retire Rich

                    The ABCs of Real Estate Investing

Stock Investing:  

                    The Intelligent Investor

                    How to make money in Stocks

Tax loopholes:

                    Tax-Free Wealth: How to build massive wealth by permanently lowering your taxes

These books have empowered me with the knowledge to set myself and my family for success in the future. The small investment I paid for this type of knowledge, has paid dividends a lot sooner than I expect. The difference is knowledge by itself, is not power. Knowledge with action is power.

Set yourself for success!

To our wealth! Leave your comment below.

Remember, it’s all about the road to wealth. If you liked it, pay it forward. Don’t forget to share it on social media and help others become successful as well. There is plenty of room for all of us. In the end, your success will only depend on you and not what others do.

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If you have any questions, you can reach me at questions@road-to-wealth.com