START SOLVING YOUR MONEY PROBLEMS TODAY

By Joey Ortiz

DISCLAIMER: Links in this post may contain affiliate links. Please read our disclosure policy here.

I’m going to start this article by asking several questions.

1. Do you think that, earning more money will solve your money problems?

2. Do you think higher education will solve your money problems?

3. Do high paying jobs solve money problems?

But the real question is, What does solve money problems?

Making more money does not solve your money problems. This is due to individuals tend to find new things to buy with the new money they just received. Many times, this is bought on credit which adds monthly payments to your debts.

Higher education does not solve your money problems either. We have a lot of bright individuals with Masters and Ph.D.’s that earn a lot of money but are deeply in debt.

A higher paying job does not solve your money problems. I see it all the time.

Tell me, how many pay increases have you received in your working life? How many bonuses have you received?

Are you out of bad debt yet? Ask yourself, why?

Truth is, we already know where or on what we want to spend that money before we even receive it. The reason why too many individuals cannot get ahead of the game is that they lack the real answer to the big question, Financial Education / Financial IQ.

One thing is having higher education, high paying jobs or making a lot of money; and a whole different thing to know what to do with that money to become financially free.

In order to increase your Financial IQ, Robert T. Kiyosaki wrote a book to help us all. The book “Increase your Financial IQ – Get smarter with your money” goes in-depth to explain what real Financial education is and how you can use it to get ahead of the game.

Don’t buy luxuries until you’ve built the assets to afford them. He doesn’t agree with the mentality of living below your means. He prefers to build and acquire assets that pay for the lifestyle you want. Don’t pay for luxuries out of pocket. Pay for assets out of pocket and they will buy the luxuries that you want.

Assets come in many forms. They are things that will bring money into your pockets, whether you were working for it or not.

The most common assets are paper assets. Those come in the form of investing in stocks in the stock market. Mutual funds and bonds are also in this category.

Another type of asset is Real Estate. Whether you are flipping houses or owning rental properties (house for rent or apartment for rent).

Owning your own business. Or learning how to make money online by setting up a website, blog, etc.

And finally, the less common known assets of commodities. Include owning oil, gold, silver.

What do you do?

If you want to learn how to make money, I highly encourage you to decide which one of the previous types of assets you are more interested in. Buy a few books on the topic or take some classes. Learn the inside and out of how they work. Set yourself for success.

Instead of watching TV, learn new skills and begin managing your finances.

Useful new skills for this century are podcasting, affiliate marketing, app development, furniture making, graphic design, just to name a few.

Manage your finances by learning about taxes (“Tax-Free Wealth“) or be willing to pay up for a very well educated accountant.

Start your own business. It could be inside a building or an online business. You want a proven system, then check out Timothy Ferriss’s book (“The 4-hour workweek“). A great example of his business with tips and tricks for getting what you need for less.

Learn to invest (“The Intelligent Investor“) or know that you will be paying fees and expenses to people that are as intelligent as you or not even as much.

Review and organize your finances using money calculators, build your own or be willing to pay someone to build one for you. By the way, that someone will be me in the near future. Don’t worry, it won’t be expensive.

Don’t be afraid of using coupons to buy items at lower prices. It is a great way to save money that you can put to better use by investing it and growing your account.

Don’t throw your hard-earned money in the grave or online banking. What I mean by that is, don’t leave your money in a savings account or online bank account that pays anywhere from 0.5%-2.50%. Remember that inflation increases on average 3.5% per year. You need to make investments that pay at least 3.5% just to keep up with inflation and not lose your buying power.

There are plenty of assets that can pay you 3.5% and more. Investing is not risky. Risky is depending on one source of income (aka your job), and losing it (getting fired) and no second or third sources of income to help you mitigate the hit. Now, THAT! is risky.

Begin your Road to Wealth!

Leave your comment below. If you liked it, pay it forward. Share it on social media and help others become successful as well. Your success will be the result of two things: Knowledge and Action.

Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates.

If you have any questions, you can reach me at questions@road-to-wealth.com

EASY WAY TO GET MONEY BACK EVERY MONTH

DISCLAIMER: Links in this post may contain affiliate links. Honesty above all. Please read our disclosure policy here.
Photo by Pixabay on Pexels.com

Let’s save money even when we don’t think we are. If you do a considerable amount of online shopping, all you have to do, do not delete your emails. Deleting your emails might be costing you money.

There is a tool out there that gets you money back when you purchase online. It’s free to sign up. When you sign up, it will scan your email for any receipts that you may have. It will monitor if you purchased something from one of its retailers (Target, Kohl’s, GAP, Best Buy, Walmart, Amazon and more), it will track the item’s price and it will get you a refund when the price drops.

Paribus is the way to go.

Even better, if your shipment shows up late, it will help you get compensated.

Need to find a deal last minute? Go to the deals tab and find the recent top drops!

While you are at it, you can check what else you can be saving on! (wink, wink, more deals and discounts)

Stop deleting your emails, stop trying digging up some extra cash and stop worrying you didn’t find a great deal. Paribus will do it for you even when you are not looking for it.

Just shop online like you normally would but don’t delete your email receipt.

Try it first, I assure you that you will like it so much, that you will share the love with your friends on facebook.

Hope it helps.

Remember, it’s all about the road to wealth and using tools to help you get money back is a way to go. If you liked it, pay it forward. Share it in social media and help others become successful as well. There is plenty of room for all of us. In the end, your success will only depend on you and not what others do.

Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates.

If you have any questions, you can reach me at questions@road-to-wealth.com

¡AHORRE MILES CADA AÑO!

DISCLAIMER: Los enlaces en esta publicación pueden contener enlaces de afiliados. Honestidad sobre todo. Por favor lea nuestra política de divulgación aquí.
Photo by Pixabay on Pexels.com

¿Cómo planifica volverse rico, cuando gasta demasiado al comprar en tiendas minoristas al precio que sea? Si lo piensa, ¿qué porcentaje de artículos se fabrican en China? ¿Sabía que puede sacar al intermediario de la ecuación y que le entreguen los artículos a su casa a un precio mucho más barato? Por supuesto que sí, pero tal vez no sea el que estás pensando.

Te diré lo que hago cuando veo un artículo que me gusta. Ir a mi sitio favorito y buscarlo. No, no es Ebay o Amazon. Mucho menos desperdicio mi gasolina yendo a las tiendas. Sé que puedes encontrar grandes ofertas en Walmart, Target, Home Depot, Walgreens, GameStop, etc. En realidad es mucho más barato que esos.

Wish.com es mi sitio de elección. Mi familia ha ahorrado miles de dólares cada año comprando directamente de Wish.

El sitio es fácil de usar, le da sellos diarios y cuando llega a los 7 días de ingresar a la aplicación, le ofrece un descuento del 5% al ​​15% para usar en su próxima compra.

Es casi ilimitado lo que puedes encontrar aquí. A precios mucho mejores. Puede navegar por populares, pickup, moda, accesorios, pasatiempos, tops, deportes y actividades al aire libre, decoración para el hogar, zapatos, cuidado personal, gadgets, automotriz, herramientas y más. Además, use la barra de búsqueda y escriba exactamente lo que está buscando. Y si te unes ahora mismo, puedes obtener hasta un 50% de descuento en tu primera compra.

¿Con qué frecuencia encuentra una estación de carga doble cargador USB para Sony Playstation gratis? Sólo paga el envío. ¡De locos! O puede ir a Amazon y obtenerlo por $12.09 más gastos de envío. Tienes un poco más de suerte en Ebay, pero aún cuesta $6.59 como la mejor oferta.

O dígame si puede encontrar para su pistola una funda de IWB oculta de neopreno universal con una funda de mag por $8. Lo más barato que puedes encontrar en Amazon prime es $12 más gastos de envío. Una vez más, Ebay es un poco más barato a $10.11.

Si tiene algún problema con el elemento, todo lo que tiene que hacer es tomar una foto y enviarla al soporte. Le reembolsarán el dinero total en un plazo de 24 horas. También puede solicitar un reembolso cuando un artículo no se entrega a tiempo, y si el artículo llega después del hecho de que recibió el reembolso, es suyo gratis. En serio, te lo puedes quedar. Eso me pasó en Navidad. 😉

Una última cosa antes de ir a ver los artículos nuevos, mis manos se pusieron ansiosas por comprar algunas cosas que guardé la semana pasada; Prefiero usar Paypal como mi sistema de pago. No tienes que hacerlo pero me gusta la seguridad que proporciona.

Ahí tienes. Ahorré miles en 2018, y espero ahorrar más en el futuro. Espero eso ayude.

Obtenga su cuenta Wish.com y comience a ahorrar.

Recuerda, todo es sobre el camino a la riqueza y ahorrando dinero en artículos es una de las formas. Si le gustó, ayuda a otros. Compártelo en tus redes sociales y ayuda a los demás conseguir el éxito también. Hay suficiente espacio para todos. Al final, tu éxito depende solamente de tus esfuerzos y no de lo que hagan los demás.

Sígueme en TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK para más artículos y actualizaciones.      

Si tienes preguntas, me puedes contactar a questions@road-to-wealth.com

SAVE THOUSANDS EVERY YEAR!

DISCLAIMER: Links in this post may contain affiliate links. Honesty above all. Please read our disclosure policy here.
Photo by Pixabay on Pexels.com

How do you plan on becoming wealthy, when you spend too much when buying from retail stores at whatever price? If you come to think about it, what percentage of items are made in China? Did you know that you can take the middle guy out of the equation and get items delivered to your house at a much cheaper price? Of course you did, but maybe it is not the one you are thinking.

I will tell you what I do when I see an item I like. Go to my favorite site and look it up. No, it’s not Ebay or Amazon. Much less waste my gas going to the stores. I know you can find great deals at Walmart, Target, Home Depot, Walgreens, GameStop, etc. It’s actually much cheaper than those.

Wish.com is my site of choice. My family has saved thousands of dollars each year buying straight from Wish.

The site is simple to use, it gives you daily stamps and when you reach 7 days going into the app, it gives you a 5% to 15% discount to use on your next purchase.

It is almost limitless what you can find here. At much better prices. You can browse by popular, pickup, fashion, accessories, hobbies, tops, sports & outdoors, home decor, shoes, personal care, gadgets, automotive, tools and more. Also, use the search bar and type up exactly what you are looking for. And if you join right now you can get up to 50% discount in your first purchase.

How often do you find a dual USB charging charger station stand for Sony Playstation Free? Just pay shipping. Insane! Or you can go to Amazon and get it for $12.09 plus shipping. You get a little bit luckier at Ebay, but still costs $6.59 as the best offer.

Or tell me you can find an universal neoprene concealed carry IWB holster with a mag holster for $8. The cheapest you can find it at Amazon prime is $12 plus shipping. Again, Ebay is a bit cheaper at $10.11.

If you have any issues with the item, all you have to do is take a picture and send it to support. They will refund your whole amount within 24 hours. You can also request a refund when an item is not delivered on time, and if the item arrives after the fact that you got refunded, it’s yours free. That happened to me over Christmas. 😉

One last thing before I go to check out new items, my hands got itchy to buy some things I saved last week; I prefer to use Paypal as my payment system. You don’t have to but I like the security it provides.

There you have it. I saved thousands in 2018, and looking forward to save more going forward. Hope it helps.

Get your Wish.com account and start saving.

Remember, it’s all about the road to wealth and saving money when buying is one way to go. If you liked it, pay it forward. Share it in social media and help others become successful as well. There is plenty of room for all of us. In the end, your success will only depend on you and not what others do.

Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates.

If you have any questions, you can reach me at questions@road-to-wealth.com