lend – ROAD TO WEALTH!

10 EASY WAYS YOU CAN EARN PASSIVE INCOME EACH MONTH

June 14, 2019October 14, 2019 by Road-to-wealth, posted in FINANCE / MONEY

“Every day you have the chance to build your day better” – Alex Saenz

DISCLAIMER: Links in this post may contain affiliate links. Honesty above all. Please read our disclosure policy here.

Welcome back, Friends! Yes, I consider you all my friends. Why else would I be trying to help you make money?

Do you know what makes us closer? It is our goal. We all have the same goal to become rich, not just look rich. And here, I will show you how I went about to reach my goal. I personally own every single one of these accounts. Managed by me and now published to you all, so you can take advantage of it too.

Always looking to do better in life, my parents did a great job raising me, but never had anyone to really guide me in the right direction to reach my goal as a millionaire. Until one day it clicked for me! Each person has its strengths and weaknesses. So, what if I learn what each successful, wealthy person I meet, do good? Oh yeah! The results are amazing. We will start from the most profitable to the least, but don’t get that word wrong here; “least” still makes easy $30-$60 every month and I only spend about 5-6 hours each month on it. There more time you give it, the better results you will get.

Let’s get started!

1. Earn 3-8% with minimal effort

Stop paying more in monthly fees than what you receive on interest. Become the bank and earn interest each month on your money. Just like banks, we will use one of the oldest ways to earn passive income. Through LendingClub.

Historical interest earnings are 3-8%, although there are ways to weed out possible bad loans. I like to put my probabilities on my side.

My risk or the most I can lose if anything goes wrong is $25. My profits are much bigger than that.

So far, my readers that have the best results, are the ones that started with $5,0000 because they also get a $75 dollar bonus. That translates to 3 free loans that will earn you money and you didn’t spend a dime on them. Obviously, you don’t need to start with that amount, $2,500 is what the platform suggests be ideal in order to diversify.

Some restrictions apply. Get your account here.

2. Invest and get Free Stocks

I opened an account with this platform that is disrupting the brokerage industry by offering commission-free trading and one free stock when you open an account.

Robinhood is a U.S. based financial services company in Menlo Park, California. I make money in 3 different ways with them.

* Bought dividend-paying stocks

* Capital gains

* Free stocks every time my friends join

It is a very basic platform, but it beats the purpose if you are like me. With a full-time job and no time during the day to trade in and out. Slowly but steady wins the race.

Get your account here.

3. Grow your oak!

With this app, I effortlessly saved $479 in 2018, profit with capital gains and dividends. Today, my account seats at $669. Not just that, but if you buy through the app at your favorite brands, you get free money deposited into your account.

Acorns is a very simple app to use and set up. It lets you save, invest, generate passive income and get cashback, all in one place.

Invest as little as $5 every month, get your round-up feature set up with your credit or debit card and get a $5 Bonus when you sign up.

Get your account here.

4. Get paid to test apps

You already use apps on your Smartphone. Now, you can also get paid to try new apps.

Appcoiner connects you with companies developing apps.

It costs thousands of dollars for app developers just to see their app fall to the bottom of the app world and never be heard of. They are willing to pay people like you, for trying out their apps and giving back an honest review. As simple as that!

Get your account here.

5. Become a Landlord without the hassle

Technology can help you in tremendous ways. Today, you can become a landlord, and benefit from investing in real estate without needing hundreds or thousands of dollars. A small $500 investment can get you started.

Fundrise is a platform for real-estate investing, that splits your money between two portfolios that support private real estate in the United States.

You can set it up for income, capital gains or a mix of both. Get paid from renters all over the U.S.

Get your account here.

6. Unlock your phone and get paid

Every morning, I get paid to unlock my phone. This app partners up with brands willing to pay people like you and me, to look at their ads.

S’more is the name of the app, and it sounds very tasty.

You can make extra money by watching short 15-30 seconds of ads and doing surveys. Totally optional.

Get your app here.

7. Bank $90 for holiday shopping

One of my readers’ favorite and mine also. It has a wide variety of ways to make money.

Swagbucks will let you earn by watching videos, answering surveys, doing daily tasks, searching the web and many other ways.

Get a $5 bonus when you sign up and earn 2,500 SB within your first 60 days.

Get your cash into your paypal account or redeem it with a gift card. The choice is yours.

Get your account here.

8. Keep walking Johnnie Walker

This app is aiming to help improve health by paying people to walk outside more often.

Sweatcoin is an app that lets you gain money daily depending on how much walking you do. It has different levels and daily bonuses. Super easy and super simple. Get paid for walking.

Get your app here.

9. Scratch and win money from your phone

What is more satisfying than buying a scratch-off ticket at the gas station and winning? Well, playing scratch-off for free on your phone and winning!

You can play and earn for free with Lucktastic (sorry iPhoners, Android only).

Lucktastic is supported by advertising, allowing high payouts and free games. They say instant wins range from $1 to $10,000. Besides cash, there are also tokens that you earn and you can redeem free gift cards from big retailers.

Get your app here.

10. Get paid for your opinion

This app pays you to watch movie previews, celebrity videos, the latest news, searching the web but mostly answering surveys. They also have other ways to earn money but we cover that in another article.

Inboxdollars is the app we use. Availability is subject to change but it is completely possible to earn up to $200 a month from watching videos and giving your opinion.

I don’t have much time to spend on this, due to work and other projects I’m currently working on and still was able to pull $43 for January and $65 for February. Imagine what you can do if you have the time.

Easy, passive income from home.

Get your app here.

Well, there you have it. 10 easy ways you can earn passive income each month. I hope it helps.

Remember, it’s all about the road to wealth. If you liked it, pay it forward. Share it on social media and help others become successful as well. There is plenty of room for all of us. In the end, your success will only depend on you and not what others do.

Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates.

If you have any questions, you can reach me at questions@road-to-wealth.com

10 EASY WAYS TO SAVE MONEY EVERY MONTH

March 26, 2019March 26, 2019 by Road-to-wealth, posted in FINANCE / MONEY

DISCLAIMER: Links in this post may contain affiliate links. Honesty above all. Please read our disclosure policy here.

I want you to understand something, “People with traditional education, work for people with financial education”. I read that one day, and it stuck. I would love to give credit where credit is due, but I don’t know who said this quote.

Anyways, there are many ways to become wealthy. Earning and having your money work for you is a way, but also saving money and getting cash back. Let’s learn a few of them today.

1. Stop paying too much on car insurance

We honestly don’t know if we are paying too much or not on our car insurance. But there is a tool that helps us figure it out without the hassle. They actually do it for you.

A service called GABI is helping thousands of car owners save on average $720 every month. Sometimes, even more like in my case, I saved $936 in 2018.

It is very simple and there are no forms to fill out. Only takes 5-10 minutes. Link your insurance account and provide your driver’s license number. Gabi will do the heavy lifting for you and come back with an email and any offers they might have found for you.

If they find nothing, they will let you know you are actually paying the lowest for your coverage.

Get your quote here. Read full article here.

2. Save on Energy

You can save hundreds and thousands of dollars every year. That translates to more money in your pocket, and you can put that same money to better use. Or spend it on yourself. Whatever you want.

Alternate Energy Breakthrough, this guy shows us, clear as day, how anyone can power with ZERO cost any light bulb in your home.

Watch video immediately.

3. Get paid for your grocery shopping

Get real cash back for your trip to the grocery store. It’s very simple.

Ibotta is an app that will pay you cash when you take a picture of your receipt and uploads it to the app.

Before you go to the store, search the items on your buy list in the Ibotta app. You can save on average $10 – $50 a month.

Get your app here. Read full article here.

4. Save, lend and earn

Not only you can save, you can lend your money and earn higher interest. It’s my favorite way of passive income.

Lendingclub helps you earn more on your savings by lending $25 to different loans and earning anywhere from 3% to 29% on your money. Place the probabilities on your side and you will be earning more than ever.

Become the bank and win big.

Open your account here. Read full article here.

5. Save thousands every year

Buying straight from the manufacturers at a much lower price has never been easier.

Wish.com lets you search for whatever item you need. Buy at much better price than retail stores and full money back guaranteed if there are any issues with the item.

Saving online at its best. Get up to 50% discount on your first purchase. Log in to the app for 7 days and get 5% to 15% discount offers.

Get your savings. Read full article.

6. Stop overpaying on monthly bills

This app will negotiate your bills for you! Cancel any subscriptions and refund your bank fees.

Welcome to TrueBill.

Create an account and link your bank account and/or credit card. Turn on the bill negotiation and outage protection features and get refund even when you didn’t know that an outage had occurred.

Savings are real and effortless.

Get your account here. Read full article here.

7. Easy way to save and invest at the same time

This app will help you save, and it will automatically invest your savings to earn you even more money. You get paid with dividends, market gains and get money back when you buy in your favorite brands online.

Acorns is helping our readers get their finances in check and on the right track.

Get a $5 Bonus when you sign up. Set the “round-up” feature and select your portfolio. That’s it! You did it!

Get your account here. Read full article here.

8. Greatest asset to own

Real estate is a system that made people fortunes for hundreds of years. Today you can become a landlord without the hassle that comes with it.

Fundrise will let you start with as little as $500 and it will guide you on how much to deposit in order to reach your goal. Your goal is determined by how much money you want to have and in how many years.

Get your account here. Read full article here.

9. Commission free trading and free stock

Do I need to say more? Ok, this platform is disrupting the brokerage industry by offering commission free trading and a free stock when you open an account.

Robinhood is just like the outlaw with the same name. It is making the plain level equal for retail traders and professionals.

It is a very simple and basic platform, where you can save some money and purchase dividend paying stocks, earn capital gains, get dividends and pay no commission when you buy or sell.

Get your account here. Read full article here.

10. Get money back every month

With this tool, you buy online like you normally would but don’t delete your emails. This tool will be on the lookout when the item you purchased drops in price and it will get you a refund.

Paribus is our new best friend. Always looking to get our money back

It also helps you get compensated if your shipment is late.

Get your account here. Read full article.

BONUS:

This one will save you money in the long run, but first it will fix your credit score.

Credit Sesame will break it down for you like Barney style for dummies. It will tell you exactly what’s on your credit report, how it affects you and how to get it fixed.

The better your credit score, the better loans and lower interest you will pay in the future.

It’s time to sign up! Read full article here.

Hope it helps!

Remember, it’s all about the road to wealth and using tools to help you get money back is a way to go. If you liked it, pay it forward. Share it in social media and help others become successful as well. There is plenty of room for all of us. In the end, your success will only depend on you and not what others do.

Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates.

If you have any questions, you can reach me at questions@road-to-wealth.com

EARN 3-8% ON YOUR MONEY PLUS A BUSINESS IDEA

February 15, 2019January 19, 2020 by Road-to-wealth, posted in FINANCE / MONEY

“All big things have small beginnings” IG @Inspyire

DISCLAIMER: Please read our disclosure policy here. Links in this post may contain affiliate links and as an Amazon Associate, I earn from qualifying purchases..

We all have goals in life. My goal is to create wealth that will last for generations. So, I decided to take the matter in my own hands because no one will do it for me.

I’m learning tricks and techniques from the wealthy, and it makes so much sense now. They don’t work for money, they are looking to acquire assets that will give them a stream of income whether they work or not.

One of the oldest ways to earn passive income is lending out money. Just like the banks. Banks give out your hard earned money in loans, they collect monthly payments (interest) and they have no risk since it is not their own money anyways. You see how well they do, don’t you?

How do you become the bank you say? Through LendingClub.

LEND LENDING MONEY INVEST INTEREST NOTES BORROW LOANS

This is how it works. You rent out your money to other people, and the rent you charge is the interest rate. Which will vary depending on how conservative or aggressive you want to be. But now you are the one getting paid! Not the bank.

Instead of having your money sit at a normal bank account and pay more in fees than what you get in interest every year; you collect a diversity of interest.

So, now thanks to technology, you can spread out your risk by lending only $25 to each note. That means if for some odd reason the borrower can’t payback, you only lose $25. Again, the probabilities are on your side.

Let’s get a little bit deeper now. Let’s say a borrower needs a $25,000 loan.

He or she borrows $25 from 1,000 people; instead of going to just one entity (like a bank or rich person), for the full $25,000 which would be very risky to that one entity.

As you can see, this scenario presents much less risk because the most you could lose is $25.

As you can see, I don’t only write about these opportunities, I’m also invested and can prove it works. I put my money where my mouth is. No empty words here.

Just 15 years ago, this was impossible, but thanks to the internet and it’s wonders, it is very possible in this day and date. The peer-to-peer lending industry, as it’s known, is thriving for borrowers and investors alike.

Note: Currently only residents of the following states may invest in LendingClub notes and it may change in the future as contracts expire: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, ND, NE, NH, NJ, NV, NY, OK, OR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, or WY.

Bonus: Business Idea

Disclaimer: This is not my idea. I saw the idea on Pinterest and I’m sharing it with the hope of helping others that might have this talent and would like to make some extra money.

Are you good at sports?

If you are, choose the sport that you are good at and buy the equipment required to train. Depending on the sport let’s say it will be a front investment of $300. You will need to advertise to the students at local schools near you.

Do a 2-hour class with 20 students at $10 per student. We are looking at $400 per day. With 261 working days on average per year, that translates to $104,400 extra per year.

Begin your Road to Wealth!

Leave your comment below. If you liked it, pay it forward. Share it on social media and help others become successful as well. Your success will be the result of two things: Knowledge and Action.

Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates.

If you have any questions, you can reach me at questions@road-to-wealth.com