LOW-COST FRANCHISES TO FUND YOUR RETIREMENT

“Quit feeling sorry for yourself, make shit happen” – Unknown.

DISCLAIMER: Links in this post may contain affiliate links. Please read our disclosure policy here.

Many Americans love the idea and fantasize about one day becoming their own boss. Too many of them are realizing that they don’t have enough money saved for retirement.

On that same token, they are scared of failing by starting their own business. Losing their savings and digging a deeper hole for themselves.

One way to avoid that is by buying a proven concept, rather than starting a business from scratch.

That means, buy a franchise.

The thing is, many of the well-known franchises today, come with a hefty price tag. But I will give you a few low-cost franchises that can help you achieve your goals of financial freedom.

Note: In order to get more details on these franchises, read this article on CNBC.

Since we are talking about low cost, we will begin with our highest “low cost” on this list and work our way down.

1. United Country Real Estate

          With 443 franchises in the U.S., this franchise has a start-up cost of $15,000. Royalty fees range from $1,200 – $2,400 per month.

2. Rhea Lana’s

          With only 89 franchises in the U.S., this franchise also has a start-up cost of $15,000. Royalty fees range from 1% – 3% of gross sales.

3. Image One

          It has 103 franchises in the U.S and has a start-up cost of $15,000. Royalty fees are 10% of annual gross revenue.

4. Help-U-Sell Real Estate

          It has 102 franchises in the U.S. and has a start-up cost of $15,000. Royalty fees are 6% of gross commissions.

5. Motto Mortgage

          It has only 70 franchises in the U.S., with a start-up cost of $12,000. Royalty fees are $0 for the first 6 months, increasing to $4,500 per month after one year in business. With Real Estate heating up the way it is, the low amount of franchises and the low start-up cost makes sense for a great investment.

6. Cruise Planners

          Has 2,569 franchises in the U.S., and a start-up cost of $10,995. Royalty fees range from 1% – 3% of gross commissionable fares. Competition is a bit steep here with over 2K franchises open.

7. TSS Photography

          Has 176 franchises open in the U.S., and a start-up cost of $10,500. Royalty fees will depend on print production costs which varies by state.

8. Showhomes Home Staging

          Only 55 franchises in the U.S., and a start-up cost of $10,000. Royalty fees are 10% of annual gross revenue. Again, Real Estate is hot lately and this investment has a lot of upsides. Not too many franchises to compete, low start-up cost and a very generous royalty program.

9. Complete Weddings + Events

          Has 192 franchises in the U.S., and a start-up cost of $10,000. Royalty fees are 8% of annual gross revenue.

10. Dream Vacations

          It has over 1,200 franchises in the U.S. and the lowest start-up cost at $9,800. Royalty fees range from 1.5% – 3% of annual commissionable sales.

As you see, some of these franchises are well known with over 1K franchises up and running in the U.S. Others, are rather new which will give you an edge to really reach your financial freedom once people get to know you and trust you with minimal competition.

I prefer to receive my income from the (I) Investor quadrant but nothing wrong with being your own boss and be part of the (B) Business quadrant. Both quadrants come with great benefits from a tax perspective.

If you want to learn more about the Cash Flow Quadrants, tax benefits and much more, get your hands on this great book “Rich Dad Cashflow Quadrant” by Robert T. Kiyosaki.

For more on the (I) Investors quadrant, you can learn about:

Real Estate:         

                    Rich Dad Poor Dad: What the Rich teach their kids about money

                    Retire Young, Retire Rich

                    The ABCs of Real Estate Investing

Stock Investing:  

                    The Intelligent Investor

                    How to make money in Stocks

Tax loopholes:

                    Tax-Free Wealth: How to build massive wealth by permanently lowering your taxes

These books have empowered me with the knowledge to set myself and my family for success in the future. The small investment I paid for this type of knowledge, has paid dividends a lot sooner than I expect. The difference is knowledge by itself, is not power. Knowledge with action is power.

Set yourself for success!

To our wealth! Leave your comment below.

Remember, it’s all about the road to wealth. If you liked it, pay it forward. Don’t forget to share it on social media and help others become successful as well. There is plenty of room for all of us. In the end, your success will only depend on you and not what others do.

Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates.

If you have any questions, you can reach me at questions@road-to-wealth.com

10 EASY WAYS YOU CAN EARN PASSIVE INCOME EACH MONTH

“Every day you have the chance to build your day better” – Alex Saenz

DISCLAIMER: Links in this post may contain affiliate links. Honesty above all. Please read our disclosure policy here.

Photo by rawpixel.com on Pexels.com

Welcome back, Friends! Yes, I consider you all my friends. Why else would I be trying to help you make money?

Do you know what makes us closer? It is our goal. We all have the same goal to become rich, not just look rich. And here, I will show you how I went about to reach my goal. I personally own every single one of these accounts. Managed by me and now published to you all, so you can take advantage of it too.

Always looking to do better in life, my parents did a great job raising me, but never had anyone to really guide me in the right direction to reach my goal as a millionaire. Until one day it clicked for me! Each person has its strengths and weaknesses. So, what if I learn what each successful, wealthy person I meet, do good? Oh yeah! The results are amazing. We will start from the most profitable to the least, but don’t get that word wrong here; “least” still makes easy $30-$60 every month and I only spend about 5-6 hours each month on it. There more time you give it, the better results you will get.

Let’s get started!

1. Earn 3-8% with minimal effort

Stop paying more in monthly fees than what you receive on interest. Become the bank and earn interest each month on your money. Just like banks, we will use one of the oldest ways to earn passive income. Through LendingClub.

Historical interest earnings are 3-8%, although there are ways to weed out possible bad loans. I like to put my probabilities on my side.

My risk or the most I can lose if anything goes wrong is $25. My profits are much bigger than that.

So far, my readers that have the best results, are the ones that started with $5,0000 because they also get a $75 dollar bonus. That translates to 3 free loans that will earn you money and you didn’t spend a dime on them. Obviously, you don’t need to start with that amount, $2,500 is what the platform suggests be ideal in order to diversify.

Some restrictions apply. Get your account here.

2. Invest and get Free Stocks

I opened an account with this platform that is disrupting the brokerage industry by offering commission-free trading and one free stock when you open an account.

Robinhood is a U.S. based financial services company in Menlo Park, California. I make money in 3 different ways with them.

* Bought dividend-paying stocks

* Capital gains

* Free stocks every time my friends join

It is a very basic platform, but it beats the purpose if you are like me. With a full-time job and no time during the day to trade in and out. Slowly but steady wins the race.

Get your account here.

3. Grow your oak!

With this app, I effortlessly saved $479 in 2018, profit with capital gains and dividends. Today, my account seats at $669. Not just that, but if you buy through the app at your favorite brands, you get free money deposited into your account.

Acorns is a very simple app to use and set up. It lets you save, invest, generate passive income and get cashback, all in one place.

Invest as little as $5 every month, get your round-up feature set up with your credit or debit card and get a $5 Bonus when you sign up.

Get your account here.

4. Get paid to test apps

You already use apps on your Smartphone. Now, you can also get paid to try new apps.

Appcoiner connects you with companies developing apps.

It costs thousands of dollars for app developers just to see their app fall to the bottom of the app world and never be heard of. They are willing to pay people like you, for trying out their apps and giving back an honest review. As simple as that!

Get your account here.

5. Become a Landlord without the hassle

Technology can help you in tremendous ways. Today, you can become a landlord, and benefit from investing in real estate without needing hundreds or thousands of dollars. A small $500 investment can get you started.

Fundrise is a platform for real-estate investing, that splits your money between two portfolios that support private real estate in the United States.

You can set it up for income, capital gains or a mix of both. Get paid from renters all over the U.S.

Get your account here.

6. Unlock your phone and get paid

Every morning, I get paid to unlock my phone. This app partners up with brands willing to pay people like you and me, to look at their ads.

S’more is the name of the app, and it sounds very tasty.

You can make extra money by watching short 15-30 seconds of ads and doing surveys. Totally optional.

Get your app here.

7. Bank $90 for holiday shopping

One of my readers’ favorite and mine also. It has a wide variety of ways to make money.

Swagbucks will let you earn by watching videos, answering surveys, doing daily tasks, searching the web and many other ways.

Get a $5 bonus when you sign up and earn 2,500 SB within your first 60 days.

Get your cash into your paypal account or redeem it with a gift card. The choice is yours.

Get your account here.

8. Keep walking Johnnie Walker

This app is aiming to help improve health by paying people to walk outside more often.

Sweatcoin is an app that lets you gain money daily depending on how much walking you do. It has different levels and daily bonuses. Super easy and super simple. Get paid for walking.

Get your app here.

9. Scratch and win money from your phone

What is more satisfying than buying a scratch-off ticket at the gas station and winning? Well, playing scratch-off for free on your phone and winning!

You can play and earn for free with Lucktastic (sorry iPhoners, Android only).

Lucktastic is supported by advertising, allowing high payouts and free games. They say instant wins range from $1 to $10,000. Besides cash, there are also tokens that you earn and you can redeem free gift cards from big retailers.

Get your app here.

10. Get paid for your opinion

This app pays you to watch movie previews, celebrity videos, the latest news, searching the web but mostly answering surveys. They also have other ways to earn money but we cover that in another article.

Inboxdollars is the app we use. Availability is subject to change but it is completely possible to earn up to $200 a month from watching videos and giving your opinion.

I don’t have much time to spend on this, due to work and other projects I’m currently working on and still was able to pull $43 for January and $65 for February. Imagine what you can do if you have the time.

Easy, passive income from home.

Get your app here.

Well, there you have it. 10 easy ways you can earn passive income each month. I hope it helps.

Remember, it’s all about the road to wealth. If you liked it, pay it forward. Share it on social media and help others become successful as well. There is plenty of room for all of us. In the end, your success will only depend on you and not what others do.

Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates.

If you have any questions, you can reach me at questions@road-to-wealth.com

HOW TO BUILD AN EASY, S.M.A.R.T. BUDGET

“Don’t underestimate the power of consistency and desire” – Unknown.

DISCLAIMER: Links in this post may contain affiliate links. Honesty above all. Please read our disclosure policy here.
Photo by Pixabay on Pexels.com

My friends! We have a simple goal here, and the goal is to become rich, not just look rich. So, how do we get there? Well, you have to put your money to work for you. In order to do that, you need to ensure that every single cent that you receive as income has a job to do.

But Joey, what does that mean? It means that you have to prepare a plan, follow that plan and tweak it as necessary. If you still don’t understand or don’t know how to budget, don’t be ashamed. You are not alone!

What I learned from wealthy friends is, they know how much they will make, they know how much has to go towards paying the bills. They also know how much they want to save and invest. Finally, they know how much they will have for fun. Yes, when you prepare your budget, ensure to account for some fun and entertainment too.

Let’s begin with the basics. Before we draw our map, we need to understand what we are doing. We will definitely not learn this on Instagram or Twitter. You have several options. If you know Excel, you can do this a lot quicker than most since the formulas will help you automate the results. If you are not tech-savvy, then you can write it on paper and will probably need a calculator to plug in the numbers and results.

What is a S.M.A.R.T. budget? It is an easy acronym that helps you remember what is important when you are planning and preparing your budget.

Specific – you need to be specific with your financial goal and know what do you want to do with your money. That includes the short term (buying something now) and long term (plans for retirement).

Measurable – as you go, you want to see your progress. That is how you will know if you need to step it up or just keep going with the flow. It will also help you see if you overspent or underspent and where.

Achievable – In order for your budget to be successful, it needs to be achievable. If necessary, you can examine your budget at the end of the month to compare your projected numbers against your actual numbers. Make adjustments as you go and if necessary.

Realistic – you need to be honest. For example, you plan to spend $20 eating out at your favorite restaurants but you know you like to order Dominos, take friends or family to Burger King and pay for them, and end up at the Chinese buffet to end the week. Know your tendencies and patterns.

Time-oriented – In order to achieve your financial goals and meet your timeline, you need to break down the big goals into small steps that will gradually take you to where you want to be.

Now that you have a better understanding of what a SMART budget is, know that making your budget is just the first step. You need to keep planning. Discipline and perseverance will help you sustain it and improve it.

Few tricks to making a budget that works are:

* Ensure every penny of your income has a job to do. If you don’t account for every cent you make and don’t give it a job before you even receive it, that penny will find a place to land and most likely will not be where you want.

* Do not charge your credit cards more than you can afford. A big problem is that many of us use our credit cards when we already used up all of our cash. But we are wrong. The right way to use a credit card is having the funds available in your account. That way it won’t hurt you when it’s time to pay off your card. A rule you can use is the rule of 7. When you are tempted to buy something, wait 7 days. Then ask yourself again if you still want it. More than likely you won’t.

* Review your budget several times for adjustments. You want to have this budget ready before you get paid. Do not wait until you start paying your bills, or your money will have control over you instead of the other way around. It is essential that you sit down, review your budget and make adjustments. Stay on top of your game. The great MLB hitters are the ones that prepare for the pitcher they will face. They don’t wait until the pitcher is on the mount to ask for a scouting report.

* Know how much money you have at all times. Staying with the MLB analogy, life is great at throwing us curve balls. We need to know what we have in order to prepare for the unexpected things that happen every month.

* Always track your spending. Your rent, car loan, and some other bills rarely change. We know we won’t overspend there. But dining out, buying groceries, buying on vending machines at school or work can throw us off. By the way, get cashback and great offers in groceries with Ibotta. Just register for free and see how much you will save each month.

Without further ado, let’s see how a budget should look like. At the beginning of the month, we use projected numbers but at the end of the month we use actual numbers to know what adjustments are needed.

Let’s begin with:

Projected income:

All of your income, paycheck, wages or whatever and add any extra income you make, like answering surveys online, washing cars, paint houses, cut grass, etc.

Projected Housing expenses:

Mortgage / Rent, Phone, Electricity, Gas, Water and sewer, cable/internet, waste removal, maintenance or repairs, supplies, other

Projected Loans:

Personal loans, student loans, credit cards, etc.

Projected transportation expenses:

Vehicle payment, insurance, gas, maintenance, other.

Projected savings:

Savings will vary by individual needs. You can use a percentage of your income. If you choose that option, then do this step first before anything. Another option is to use a specific amount. Option three is taking an amount from what is left after paying all bills.

Projected entertainment:

Movies, concerts, sporting events, other.

Projected balance:

This is what you projected as your income and subtract all the expenses and savings. Ensure this number is positive. This is the amount that you will have left for your personal use or whatever you decide to spend it on.

Tools used to aid with budgeting:

Acorns – automated savings, investing and cashback rewards, rolled into one. Just $1 monthly fee. (full report)

Credit Sesame – raise your credit score and follow their tips. You will be able to get lower rates in future loans, hence pay less and save money. (full report)

Fundrise – easiest way to save and grow your money while becoming a landlord without the hassle. The best part is you can start with only $500. (full report)

Gabi – is a service that will help you find the lowest price you can find for your car insurance. I saved $936 when I switched. And it took me no more than 10 minutes. (full report)

Ibotta – Save on groceries, get offers and rewards every week. Bonuses and cashback. (full report)

Inboxdollars – watch videos, answer surveys, search the web, get paid, transfer to your paypal account. I use it for extra income (full report)

Lucktastic – extra income, scratch digital lottery tickets, join different contests to win free groceries, free gas, or cash. (full report)

Swagbucks – extra income, get paid to watch videos, search the web, answer surveys and much, much more. (full report)

LendingClub – is my number one (#1) choice to save, and grow your money substantially. But, it is restricted to the United States and some states can’t invest either. Cross your fingers your state is in and not out. Also, you will need some money saved to begin. In order to get all the bonuses, you need to begin with $5,000. If you don’t want the bonuses, it is recommended you begin with half of that. (full report)

Paribus – will verify your emails, keep track of the price you paid for items and get your money back when the item’s price drops. Also, can get you compensated when your shipment is late. Everything while you sleep or go about your day. (full report)

Robinhood – my number one platform for trading. Commission-free and simple. Plus get a free stock like Amazon or Coca Cola when you sign up. (full report)

S’more – easy extra income, download to your phone, get paid every morning when you unlock your phone. Get extra points when you watch videos or complete surveys. Redeem prices. (full report)

Sweatcoin – more extra income, download to your phone, get paid to walk outside your house or building. The idea is to give incentives to individuals while helping them to get or stay in shape. (full report)

Truebill – save on monthly bills and stop overpaying for them too. This app will search for refunds and it will also negotiate on your behalf to get better deals. (full report)

Wish.com – Is my favorite site to buy items coming from China, cutting the middle man out of the picture. Cheaper than eBay, Amazon, Walmart, you name it. Use code: PJXXZYH (full report)

I will leave you with a picture so you know what it needs to look like. At the beginning of the month is going to be projected, but ensure that you keep track of your numbers throughout the month and do it again at the end of the month with your actual numbers. That is how you know, what type of adjustments you have to make. Also, modify it as necessary. Everyone’s circumstances are different.

I hope it helps! Leave your comment below.

Remember, it’s all about the road to wealth. If you liked it, pay it forward. Don’t forget to share it on social media and help others become successful as well. There is plenty of room for all of us. In the end, your success will only depend on you and not what others do.

Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates.

If you have any questions, you can reach me at questions@road-to-wealth.com

BULK UP, TIPS AND TRICKS

DISCLAIMER: Links in this post may contain affiliate links. Honesty above all. Please read our disclosure policy here.

Our main focus is learning how to generate extra income, but today we want to focus on getting the body we want. It is called beach body or summer body by many, but do you want to look good on summer time only or all year round? Where I come from, the island of Puerto Rico, we don’t have seasons really. Its summer all year round. So, we want to look good everywhere we go.

It’s not hard to get there. The hard part is maintaining. On that note, you will learn or recap exercises that can get you there. Then you will learn about natural supplements and the trainings I do that can help you maintain. And of course, you will be able to use the links with discounts.

First, we need to understand what we are trying to do when we say we want to bulk up. The bulk is a period of time where your primary goals are to build muscle, increase your body weight, and strength via a surplus of calories intake with your diet. Personally, I don’t do diets. Not because they don’t work, on the contrary they do; but I just like to eat. I prefer to take the supplements that you will learn about later on. With that said, if you do a diet, you will more than likely see faster results.

Your skeletal muscles need the fuel from diets and supplements to grow. Ensure you see a professional and get a tailored nutrition diet. We can’t give you one here because we are not professional nutritionists and each individual is different when it comes to eating habits. What might work for some, may not work for others.

After you get your diet, just follow the training and take the supplements that you will learn about here. Training and eating in a smart manner is key to a successful bulking phase. Let’s get started.

Part I: Shoulders

Photo by panther sohi on Pexels.com

The following list are the 10 best muscle building exercises for shoulders. Why shoulders? On males, broad shoulders will give your body a shape of strength. We all want to look strong. Some may think if you look strong, people will hesitate to mess with you.

This list is based on two factors: EMG tests and exercise’s ability to accommodate load. There is no need to do them in this same order. Just make sure they are part of your training. I suggest 3 sets but the amount of reps and the weight is completely up to you and what you are trying to get. Keep in mind, lighter weight and more reps, equals more definition. Heavier weight and less reps, equals more strength and size.

1. Barbell Push Press

* With the barbell at your upper chest, slightly bend your knees and explode upward on the balls of your feet while pressing the bar overhead.

* This involves your lower body, core, delts, triceps and upper pecs.

* Don’t do it every workout since this variation uses so many muscle groups. Ensure you warm up well then proceed to perform it first in your workout. It’s a great choice for increasing strength and power.

2. Dumbbell Incline Row

* Rowing movements don’t just work the “back”. They also involve the rear delts.

* This would be a good exercise if you pair back and shoulders on the same training day.

* Use a wide grip on the machine before you try adding single joint movements.

3. Seated Overhead Barbell Press

* Sitting not only makes it hard to use momentum, it also creates a nice base from which to push the weight.

* It recruits a greater degree of triceps than dumbbells can.

* As you lower the barbell to the front, you upper arms no longer move directly out to your sides. This indicates that the anterior delts are now picking up some of the workload.

* Use challenging weights and a seat back for support on heavy sets.

4. Arnold Press

* Starting position is dumbbells in front of your shoulders with palms facing you.

* Press the weights overhead while simultaneously rotating your wrists, at the top position your palms should be facing forward.

* As you lower the weights, rotate your wrists in the opposite direction.

5. Dumbbell Lateral Raise

* This is a great single joint movement for mid delts.

* Ensure you lead with your elbows.

* Don’t rest at the bottom. It is better to stop the downward arc when your arms are about 30 degrees out to the sides.

* It works great if you are doing down the rack training, which means quickly exchange your dumbbells for lighter ones (about 5 pounds) each time you reach muscle failure.

6. Front Dumbbell Raise

* It emphasizes the anterior head of your deltoids.

* Can be done with barbell or cables too. We like dumbbells better.

* Each side will work independently, which helps you spot strength imbalances and correct them.

* You might not do this one too often since individuals tend to overdo chest training, more than likely your front delts may be already well developed.

7. Standing Military Press

* It can be done with either barbell or dumbbell

* Since it is not seated, it allows for a bit of momentum as well as the increased muscle activation when you compare it to the seated version.

* Keep the bar just off your upper chest, press straight overhead, stop just short of locking out your arms.

*Maintain a slight bend in your knees to absorb changes in your centre of gravity. It also relieves some stress on your lower back.

*Maintain a neutral hip position.

* Don’t tip your hips forward or stick your butt out (back). You can do damage to your lumbar spine.

* Dumbbells tend to work better since it demands a greater degree of EMG activation. The expense will be the amount of weight lifted.

8. Seated Overhead Dumbbell Press

* As the other exercises, switching out the barbell for dumbbells, works each side independently. It makes the move more challenging and requires more input from stabilizer muscles. It means that it helps with your stability and your core.

* It also helps with the range of motion since it is a bit longer as you press the weights overhead.

**Note: There is no need to hit or allow the dumbbells to touch at the top.

* The seated position removes you lower body from the lift. The mid delts are heavily engaged, with far less stress on the anterior delts. In contrast when a barbell is in front of your head.

9. Upright row

* It targets the middle delts.

* There are different variations, you can use EZ bar, barbell, cables or even using the Smith machine has its advantages. None is better than the other.

* Keep in mind that a closer grip increases range of motion, while a wider grip has a significant greater delt activation, minimizing the bicep’s role in the movement.

10. Machine Rear Deltoid Fly

* This one you might want to use it frequently since rear delts are so often under trained compared to front and middle delts.

* Go for a neutral grip, not palms down, in order to maximally activate the muscle. Don’t sling the weights up with poor control. Don’t cheat and don’t hurt yourself.

Part II: Supplements

I get my supplements from Crazybulk.com. You can get 25% off, Just enter my name Joey Ortiz at check out and they will give you your reward. You can transform your body in as little as 30 days. Work like steroids but they are natural and legal (clean).

If you never heard of crazybulk, they are the top provider of performance and bodybuilding supplements. Their primary focus is to improve strength, athletic performance, muscle building and muscle retention during the cutting and bulking stages. Their products are so good that they work like illegal steroids, but don’t get scared. They have been designed to re-create the benefits of them but without the harmful side effects and NO needles! The following bulking products are 100% safe and natural.

The supplements discussed are best consumed in combinations, as this strategy will increase your success rate during the bulking phase. I will begin with the combination I take, which are Decaduro (D-Ka) and Dianabol (D-Bal). Then will proceed to name other products that might be of interest to you.

1. DecaDuro

It has the perfect anabolic formula to help you gain strength and muscle mass. It is the safe alternative to Deca-Durobolin (illegal steroid). It can be used as a bulking or cutting agent.

Key benefits:

* Boosts explosive power and strength

* Boosts muscle gains and aids rapid recovery

* Helps to relieve joint and tendon pain

* Helps preserve lean muscle while decreasing body fat

D-Ka increases nitrogen retention and protein synthesis which are the building blocks for building muscle. Resists water retention. Has a positive impact on collagen tissue production which is located in tendons and ligaments at all major joints within the body. In other words, reduces joint pain.

Dosage:

Take 1 tablet, 3 times a day with meals. Every day for 4 to 8 weeks cycles. Ensure to take 1 tablet 30-45 minutes before you begin your workout.

2. Dianabol (D-Bal)

This is a powerful strength and muscle supplement that simulates the effects of ‘Dianabol’ which is undoubtedly the most popular anabolic banned steroid on the market.

Key benefits:

* Increases nitrogen retention in the muscle tissue. This equates to a boost in muscle growth, power and strength.

* Quick results in terms of muscle growth, power and strength

* It is especially good for hard gainers

The main benefit is that it creates a highly active anabolic environment which enables the muscle tissue to retain more nitrogen. The higher amount of nitrogen within the body, the cells are then able to build more muscle tissue via an increase in protein synthesis. It also decreases muscle fatigue and boosts your recovery time.

Dosage:

On workout days, take 3 capsules with water approximately 45 minutes after your workout.

On non-workout days, take 1 capsule with every meal.

3. Winsol

Is the safe alternative to the steroid with the same name ‘Winsol’ and it is a vital supplement to be used during the cutting phase. Helps muscle retention, sculpting the perfect beach body, stripping the fat and increasing your metabolism. It is fantastic supplement for improving your abs visibility because it helps to blitz away stubborn body fat and reduces water retention.

Key benefits:

* Boosts your muscular endurance and strength

* Helps with muscle definition and shaping

* Helps with muscle vascularity

* Retains muscle tissue while stripping body fat

Dosage:

Take it every day to keep your energy and strength level on point throughout your cutting phase.

Other offers:

Anvarol, Testo-max, Clenbutrol, Trenorol and many others. I will not go into details here because it will turn into a book. Go to Crazybulk.com for more details.

Part III: Detox

Detox is a very important part. You want to clean your body before you begin any cycle of training. Your best choice is The Red Tea Detox. It is designed to last 14 days, which is the perfect length in duration to detox your body. You can expect to lose up to 14 pounds on your first cycle.

Key benefits:

* Cheap compare to all other detox available (only $17 with my link)

* Unlimited use

* Lose weight easy

* No caffeine

* Good taste

Results may vary by person. Get yours!

Part IV: Training

When it comes to training, we don’t always have time to go to the gym. But we can fix that with a little investment. And nothing better than be able to train from home or anywhere for that matter.

When it comes to muscles, nothing better than Tactical Muscle. This is a system originally made exclusively for the elite operators (soldiers) working around the world. But now, you can have the same results that soldiers have obtained for years. If you are serious about bulking up and getting in shape, get Tactical Muscle.

Another biggie, is getting those abs. You need to work out that core if you want to see any improvements. That is why I have Specforce Abs. This is the most scientifically researched and more complete core strength and stability program on the planet. I combine this program with a fat burner. This is what will get you shredded. The fat decimator. I got all my friends using it. If you want to show off those abs, this is a most have.

Obviously you want to look great. But, if you are like me, which is married. Then you want your significant other to look good too. It makes you both look compatible. My wife uses The 21 Day Flat Belly System. Is a rapid weight loss system that allows you to easily lose on average, 1 pound per day. Give her some inspiration and you will see the results…. in bed…. and other areas too.

Lastly, earn money while you train outside. You can walk or you can run. Just make sure that you download Sweatcoin app to your phone before you go out. The app will count your steps and pay you as you train. Make your steps count!

We will be back with more info. Hope it helps! Leave your comment below.

Remember, it’s all about the road to wealth and health. If you liked it, pay it forward. Don’t forget to share it in social media and help others become successful as well. There is plenty of room for all of us. In the end, your success will only depend on you and not what others do.

Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates.

If you have any questions, you can reach me at questions@road-to-wealth.com

DO YOU UNLOCK YOUR SMARTPHONE EVERYDAY? GET PAID!

DISCLAIMER: Links in this post may contain affiliate links. Honesty above all. Please read our disclosure policy here.
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This will be quick, easy and straight to the point. Here, we try to find ways to get paid for common stuff; that we do anyways, right? Nowadays, almost everyone has a smart phone. Which means that you have to unlock your phone every day in order to use it. Let me tell you that if you own an Android (sorry iPhones, we are not a big fan, lol) you can get paid every day you wake up and unlock your phone.

It is as simple as that! Easy money. Is it a lot? Not at first. But think about it! You have to unlock your phone daily in order to use it. Why not get paid for it while you are at it!

This app sounds tasty and it’s called S’more.

They partner up with brands willing to pay people to look at their ads. And that is where you come in.

The ad shows on your lock screen, so when you unlock your phone, you’ll see it there. You only get paid once a day for unlocking but there are other features like watching 30 seconds ads and getting paid for that too. Or fill surveys and get more money. Do you have to do that? Not necessarily.

Pretty much, you are renting your lock screen and getting paid. Just keep the app running, and the money will add up over time!

S’more is paying with gift cards. You can redeem from (A to Z):

  • Amazon
  • Best Buy
  • CVS
  • Domino’s Pizza
  • Starbucks
  • Target and more!

I already redeemed Starbucks, and everyone at the office thought I have such a great heart (which I do, that is why I’m writing to you right now, to help you generate money in ways that you may not know, yet) You can buy gifts and the best part is, it doesn’t come out of your paycheck. So, you still have enough money to pay the bills!

I use S’more & get paid for using my phone. It’s stupid easy. Download with this link & get a 25 points bonus when you sign up.

Hope it helps! Enjoy, and….

Remember, it’s all about the road to wealth. We build several sources of income and watch the money compound. If you liked it, pay it forward. Share it in social media and help others become successful as well. There is plenty of room for all of us. In the end, your success will only depend on you and not what others do.

Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates.

$75 BONUS AND EARN 3-8% ON YOUR MONEY

DISCLAIMER: Links in this post may contain affiliate links. Honesty above all. Please read our disclosure policy here.
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We all have goals in life. My goal is to become rich, not just look rich. So, I decided to take matter in my own hands because no one will do it for me.

I quickly learn tricks and techniques from the wealthy, and it makes so much sense now.

One of the oldest ways to earn passive income is lending out money. Just like the banks. Banks give out your hard earned money in loans, they collect monthly payments (interest) and they have no risk since it is not their own money anyways. You see how well they do, don’t you?

How do you become the bank you say? Through LendingClub.

LEND LENDING MONEY INVEST INTEREST NOTES BORROW LOANS

This is how it works. You rent out your money to other people, and the rent you charge is the interest rate. Which will vary depending on how conservative or aggressive you want to be. But now you are the one getting paid! Not the bank.

Instead of having your money sit at a normal bank account and pay more in fees than what you get in interest every year; you collect a diversity of interest.

So, now thanks to technology, you can spread out your risk by lending only $25 to each note. That means if for some odd reason the borrower can’t pay back, you only lose $25. Again, the probabilities are on your side.

Let’s get a little bit deeper now. Let’s say a borrower needs a $25,000 loan.

He or she borrows $25 from 1,000 people; instead of going to just one entity (like a bank or rich person), for the full $25,000 which would be very risky to that one entity.

As you can see, this scenario presents much less risk because the most you could lose is $25.

As you can see, I don’t only write about this opportunities, I’m also invested and can prove it works. I put my money where my mouth is. No empty words here.

Just 15 years ago, this was impossible, but thanks to the internet and it’s wonders, it is very possible in this day and date. The peer-to-peer lending industry, as it’s known, is thriving for borrowers and investors alike.

Note: Currently only residents of the following states may invest in LendingClub notes: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, ND, NE, NH, NJ, NV, NY, OK, OR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, or WY.

Remember, it’s all about the road to wealth. If you liked it, pay it forward. Share it in social media and help others become successful as well. There is plenty of room for all of us. In the end, your success will only depend on you and not what others do.

Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates.

If you have any questions, you can reach me at questions@road-to-wealth.com