Blog

New Year and You Are Doing This Again?

The New Year is fast approaching. It will be here in less than 48 hours, and it’s that time of the year where everyone starts thinking about New Year’s resolutions. Are you there yet?

At the end of the article, go ahead and tell me in the comments below what you plan on improving in the new year. Are you looking forward to a better you in 2022? I am and will be sharing some of my resolutions with you all.

The most common goals are working out more and eating healthier. A percentage of you are also looking to start investing. Improving your finances is an excellent goal for a new and improved you in 2022.

Are you looking forward to focusing on your investing goals and improving your life and your family’s life? It’s possible, and you know it. And you see, many other average people do it all the time.

So, I ask you again, are you prepared to do the work to BECOME an investor? You know it doesn’t happen by itself.

Pepsico (PEP) moving up and steady in 2021.

I have mentioned this before, but as a reminder, all investors begin precisely at the same place, with no knowledge and no experience. Some are lucky to be born in a family with financial expertise, which is passed down at an early age. However, that doesn’t change that they still have to learn and put skin in the game to gain that experience. Others, like us, have to grind out that knowledge. As a result, we sacrifice countless hours, family time, fun times, and many other things. However, once we find our new knowledge, the most important thing is there is nothing to worry about once you teach family and friends what to do and when to do it. There is a strategy to the madness.

Some years become a dividing line in our lives—the life before and after a specific event. You often hear the negative, but there are positive events and years. You can make 2022 your year!

For me, Covid in 2020 was that year. What!? Joey, covid is still messing with all of my plans, and it’s 2021. Sure, mine too. But it was during that lockdown in 2020, I was able to analyze all of my trading systems and figure out which ones worked and the ones that didn’t. With a few tweaks, I headed to 2021 with full force. I have to say; it has been the best and most profitable year for me, my family, and friends have ever had. Yes, they copy my trades at their own risk, and you will be able to soon enough. Keep reading; you will understand.

From the comfort of your home, invest anywhere in the united states with Fundrise.

I want to share a few important things I learned in conjunction with my resolutions for 2022.

          1. Patience – as the world goes through rough patches and keeps constantly changing, we need more patience than we have ever needed before. Things will never be the same, and we have to adapt and improve ourselves. That will also take patience; we won’t adapt and change in the blink of an eye.

          2. Just shut off – as the world was shutting down, I took that time away from everyone and read books, analyzed my strategies, and most importantly, got closer with my family. It doesn’t matter what your job is and how important you think you are; once you are gone, they will replace you. You are an asset to them, but they can find another asset. Your family won’t. They can’t; there is only one of you. So be present and pay attention to what is important. Learn to shut off for them.

          3. Life, Investing and Luck – you can put in the work, reading, studying, training, working, preparing in general. However, a positive outcome is not guaranteed. Ever! You will win some, and you will lose some. Understand that, and your life will be less stressful.

          4. Be a Crane – no one can be a champion unless they play a one-person sport like golf, boxing, or tennis. And they still have coaches and a team behind them. You don’t have to do it by yourself in life and investing, but improving yourself is only 50% of the process. Once you are where you want to be, or at least close to it, ensure to be a Crane and lift others. You can’t scan the whole market by yourself or cover all the strategies, but you can have a team that works together. It doesn’t matter if they are family, friends, or people you meet on the internet. If we all row in the same direction, we will get where we want to be. That’s a Champion mentality.

          5. Quality time – although it goes in hand with point 2 to shut off, just because you shut off doesn’t mean you are creating or having quality time with your loved ones. Sitting there staring at them with a pale face doesn’t count as quality time. Instead, have “dates” with your kids and spouse. Take days to go to their favorite places, as well as take days to go to yours. Remember to have a balance. That way, everyone is happy while you create life memories; together.

Facebook (FB), newly known as Meta has seen gains of nearly 200% in the last 5 years.

My new year’s resolutions are:

          – I’m going to get back in great physical shape. Yes, I know! One of the most common ones, but I have neglected myself a little bit for far too long. I don’t do diets, strictly exercise. I may do some social media appearances. No promises, though.

          – I will be a Crane and lift others. I plan on doing that by starting a YouTube channel. As a matter of fact, two channels. English and Spanish-speaking individuals are all invited. It has been brought up to me a million times before that most of my readers prefer short videos rather than reading articles. Well, your wish is my command. The new year will serve you well, and I’m working on the ins and outs of it. I will write about it once the channel is up and running.

          – I will add 3 passive income sources. Also, encourage you to do the same. It could be with dividends, affiliate marketing, e-commerce, or any other way you prefer. It doesn’t matter. You choose what you are interested in doing because remember that it will take time and work initially, and you need to stick through thick and thin.

          – I will make my life more fun by traveling more, creating new things that I never saw myself doing, helping others, and paying it forward.

I want you to be dreaming BIG, just like I’m doing right now. Twelve months seems like such a long time and no time at all. Either way, 2022 will come and go. So make this your year and take ACTION!

From my family to yours, Happy New Year!

Now, begin your Road to Wealth!

Leave your comment below. If you liked it, pay it forward. Please share it on social media and help others become successful as well. Your success will be the result of two things: Knowledge and Action.

Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates. You can also reach me here with any questions.

Be a landlord anywhere in the United States, without the hassle.

DISCLAIMER: Please read our disclosure policy here. This post contains affiliate links, and I earn from qualifying purchases at no cost to you. There is a very high degree of risk involved in trading. Past results are not indicative of future returns. Road-to-wealth.com and all individuals affiliated with this site assume no responsibilities for your trading and investment results. The indicators, strategies, columns, articles, and other features are for educational purposes only and should not be construed as investment advice. Information for any trading observations is obtained from sources believed to be reliable. Still, we do not warrant its completeness or accuracy or warrant any results from the use of the information. Your use of the trading observations is entirely at your own risk, and it is your sole responsibility to evaluate the information’s accuracy, completeness, and usefulness. You must assess the risk of any trade with your broker and make your own independent decisions regarding any securities mentioned herein.

ANÁLISIS DE AT&T (T) PARA 2022

¿Utiliza AT&T (T) como su proveedor de telefonía celular? ¿Cuánto tiempo lo ha utilizado como su proveedor? Probablemente mucho tiempo, ya que AT&T es una empresa gigante. Fundada en 1983 y actualmente cuenta con 230,000 empleados. Es lo más parecido a un dinosaurio de lo que puedas pensar, ya que ha existido desde siempre.

            Verizon Communications (VZ) es el único servicio de telecomunicaciones más grande que AT&T, con una capitalización de mercado de $218.48 billones, y también fue fundado en 1983. La capitalización de mercado de AT&T es de $176.95 billones. Acercándose a (T) está T-mobile US (TMUS), con una capitalización de mercado de $150.59 billones.

            AT&T va a separar una parte de su negocio (WarnerMedia) y la fusionará con Discovery Inc (DISCA). Se espera que la fusión se cierre a mediados de 2022. Es preferible esperar que se complete la fusión y ver cómo reaccionan otros inversores al precio. Es una acción barata que parece una ganga, pero podría volverse “más asequible”, si sabes a qué me refiero.

NetFlix (NFLX) a crecido sobre 450% en los últimos 5 años.

            Su P/E a 5 años se encuentra actualmente en 11.78, lo que lo hace muy atractivo e insinúa precios infravalorados o con descuento. Sin embargo, el retorno de la inversión (ROI), los activos (ROA) y el capital (ROE) son todos insatisfactorios, con un retorno de menos del 2% en todos ellos. Gran bandera roja para mí.

            Un dividendo alucinante al 8.5%, que hace salivar a muchos inversores. Sin embargo, con alta certeza podemos esperar un recorte el próximo año una vez que la fusión se complete. Además, el dividendo pagado toma alrededor del 60% del flujo de caja libre de efectivo (FCF), lo cual no es bueno si tiene deudas o está tratando de hacer crecer el negocio. Actualmente, los $25 billones de FCF pagan un total de $15 billones en dividendos. Eso deja a (T) con solo $10 billones de FCF para pagar la deuda y hacer crecer la empresa.

            Para empeorar las cosas, su FCF es de $23.44 billones. Como regla general, podemos multiplicar esa cantidad por 5 (proyección de 5 años) y obtenemos un total de $117.2 billones. Nos encantaría ver su deuda por debajo de $117 billones. Sin embargo, su deuda total a largo plazo asciende a $284.2 billones de dólares, lo que duplica con creces nuestras cifras estimadas. Significa que (T) tiene demasiada deuda en relación con su efectivo disponible.

            Comprenda que el FCF es fundamental porque puede hacer muchas cosas excelentes para ayudar a su empresa cuando tiene efectivo. Cosas como pagar deudas, recomprar acciones, reinvertir en la empresa, realizar adquisiciones o pagar dividendos. Como resultado, el excelente uso de FCF será más atractivo para los accionistas que pagar un dividendo considerable mientras se sumergen en deudas. Solo piénselo, ¿el banco está dispuesto a prestar dinero al tipo con poca o ninguna deuda o al tipo que gana $50 mil al año pero debe más de $200 mil?

Sea un propietario en cualquier lugar de los Estados Unidos, sin complicaciones.

            Sus ingresos han crecido lentamente durante los últimos 5 años. Me gusta eso. Es preferible ver un crecimiento lento y constante que un gráfico que parece un cardiograma con picos aleatorios. Cuando la realidad regresa, esos picos siempre son seguidos por bajones en precio. Mi única preocupación es que, aunque han adquirido muchas empresas más pequeñas, el crecimiento de sus ingresos no ha mejorado mucho.

            Después de eso, su ingreso neto se ha reducido durante los últimos 5 años de $12 billones en 2017 a $1 billón en 2021. Otro motivo de preocupación, además de su disminución de ingresos, es que las acciones en circulación han aumentado de 6.1 billones a 7.1 billones. Queremos que las acciones en circulación se reduzcan y que los ingresos netos crezcan. Pero, al igual que Santa Claus lo entendió al revés cuando le pedí un cuerpo delgado y una billetera gruesa, AT&T también se confundió y lo hizo todo al revés.

            No todo son malas noticias con (T). Han aumentado su FCF de $15 billones a $28 billones. El FCF promedio de los últimos 5 años es de aproximadamente $23.4 billones. Al estimar que este promedio se puede mantener durante los próximos 20 años, podemos calcular una capitalización de mercado de aproximadamente $468 billones. Al principio, dijimos que la capitalización de mercado actual es de $176.95 billones. Nuestras cifras sugieren que esta métrica la infravalora, insinuando que está a un descuento en estos momentos.

GameStop (GME) una acción de meme, a retornado sobre 4,700% durante la pandemia.

Resumen:

            Puntos positivos de (T): P/E bajo, gran dividendo (adecuado para inversores que buscan flujo de efectivo), crecimiento de ingresos lento pero constante, crecimiento lento y constante del FCF y “infravalorado” según la métrica del FCF.

            Puntos negativos de (T): No estoy seguro de qué esperar de la fusión en lo que respecta a la acción del precio, escasos retornos sobre el ROI, ROA y ROE. Existe una alta probabilidad de ver un recorte en el dividendo y su deuda es demasiado alta. Los ingresos no han crecido mucho a pesar de sus adquisiciones. Los ingresos netos se están reduciendo y las acciones en circulación están aumentando.

            En estos momentos (T) tiene mucho trabajo que hacer. Los puntos negativos sobre la empresa pesan más que los puntos positivos. Recuerde que este es solo un punto de partida. Asegúrese de hacer su investigación y análisis antes de invertir. Creo que AT&T tiene que implementar un mejor uso de su FCF, reducir su deuda, generar mejores retornos para sus accionistas o verán dolorosamente cómo su valor de mercado caerá en una toma de control silenciosa y mortal. Por lo tanto, solo negociaremos (T) con una estrategia de captura de dividendos. La única forma de considerar una posición a largo plazo es si el precio cae por debajo de $20.

¡Ahora, comience su camino hacia la riqueza!

Deja tu comentario a continuación. Si te gustó, compártelo en las redes sociales y ayuda a otros a tener éxito también. Su éxito será el resultado de dos cosas: conocimiento y acción.

Sígueme en TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK para obtener más publicaciones y actualizaciones. También puede comunicarse conmigo aquí si tiene alguna pregunta.

Desde la comodidad de su hogar, invierta en cualquier lugar de los Estados Unidos con Fundrise.

Disclaimer: Lea nuestra política de divulgación aquí. Esta publicación contiene enlaces de afiliados y yo gano con las compras que califican sin costo alguno para usted. Existe un alto grado de riesgo involucrado en la bolsa de valores. Los resultados pasados no son indicativos de rendimientos futuros. Road-to-wealth.com y todas las personas afiliadas a este sitio no asumen ninguna responsabilidad por sus resultados comerciales e inversiones. Los indicadores, estrategias, columnas, artículos y otras características son solo para fines educativos y no deben interpretarse como consejos de inversión. La información para cualquier observación comercial se obtiene de fuentes que se consideran confiables. Aún así, no garantizamos su integridad o precisión ni garantizamos ningún resultado del uso de la información. El uso que usted haga de las observaciones comerciales es bajo su propio riesgo y es su exclusiva responsabilidad evaluar la precisión, integridad y utilidad de la información. Debe evaluar el riesgo de cualquier operación independientes con respecto a los valores mencionados en este documento. No somos asesores financieros y esta publicación es solo para fines educativos. Invertir conlleva riesgos. Asegúrese de visitar a un profesional que pueda diseñar una mejor estrategia para cumplir con sus objetivos personales y circunstancias actuales.

AT&T (T) STOCK ANALYSIS FOR 2022

Do you use AT&T (T) as your cell phone provider? How long have you used it as your provider? A long time probably, since AT&T is a behemoth of a company. Founded in 1983 and currently holds 230,000 employees. It’s as close to a dinosaur as you may think since it has been around forever.

            Verizon Communications (VZ) is the only telecom service bigger than AT&T, with a market cap of $218.48 billion, and was founded in 1983 as well. AT&T’s market cap is $176.95 billion. Closing in on (T) is T-mobile US (TMUS), with a market cap of $150.59 billion.

            AT&T will spin off a part of their business (WarnerMedia) and merge it with Discovery Inc (DISCA). Expect the merger to close out by mid-2022. It’s preferable to wait for the completion of the merge and see how other investors react to the price. It is a cheap stock looking like a bargain, but it could get “more affordable,” if you know what I mean.

Netflix (NFLX) has returned over 450% over the last 5 years.

            Their 5YR P/E is currently at 11.78, making it very attractive and hinting at undervalued or discounted prices. However, return on investment (ROI), assets (ROA), and equity (ROE) are all subpar, with a return of under 2% on all of them. Big red flag for me.

            An eye-popping dividend at 8.5%, which makes many investors salivate. However, we can expect a cut next year once the merger is complete with high certainty. Also, the dividend paid takes about 60% of the Free Cash Flow (FCF), which is not good if you have debt or are trying to grow the business. Currently, a total of $15 Billion is paid off in dividends by the $25 Billion of FCF. That leaves (T) with only $10 Billion of FCF to pay debt and grow the company.

            To make matters worse, their FCF is $23.44 billion. As a rule of thumb, we can multiply that amount by 5 (5YR projection), and we get a total of $117.2 billion. We would love to see their debt under $117 billion. However, their total long-term debt is sitting at an outstanding $284.2 billion, which more than doubles our estimated numbers. It means that (T) has too much debt relative to their free cash on hand.

            Understand that FCF is critical because you can do many great things to help your company when you have free cash. Things like paying down debt, buying back shares, reinvesting in the company, making acquisitions, or paying dividends. As a result, the excellent use of FCF will be more appealing to shareholders than paying a hefty dividend while burying themselves in debt. Just think about it, is the bank willing to lend money to the guy with little to no debt or the guy that makes $50K a year but owes over $200K?

Be a landlord anywhere in the United States, without the hassle.

            Their revenue has grown slowly over the last 5 years. I like that. It is preferable to see slow and steady growth than a chart that looks like a cardiogram with random spikes. When reality sets in, those spikes are always followed by crashes. My only concern is that although they have acquired many smaller companies, their revenue growth has not shown much improvement.

             Following that, their Net Income has shrunk for the last 5 years from $12 billion in 2017 to $1 billion in 2021. Another reason for concern besides their shrinking income is the outstanding shares have gone up from 6.1 billion to 7.1 billion. We want the outstanding shares to shrink and net income to grow. But, just like Santa Claus got it backward when I asked for a lean body and a fat wallet, AT&T got confused as well and had it all backward.

            Not all is bad news with (T). They have grown their FCF from $15 billion to $28 billion. The average FCF for the last 5 years is about $23.4 billion. Estimating this average can be kept for the next 20 years, we can calculate a market cap of about $468 billion. In the beginning, we said the current market cap is $176.95 billion. Our numbers suggest that this metric undervalues it.

Game Stop (GME) the meme stock that ran over 4,700% during the pandemic.

Summary:

            (T)’s good points: Low P/E, big dividend (suitable for investors looking for cash flow), slow but steady revenue growth, slow and steady FCF growth, and “undervalued” per FCF metric.

            (T)’s bad points: Not sure what to expect from the spin-off merger as far as price action, meager returns on ROI, ROA & ROE. There is a high probability of seeing a cut on the dividend, and their debt is too high. Revenue has not grown much despite their acquisitions. Net income is shrinking, and outstanding shares are rising.

            Right now (T) has a lot of work to do. The negative points about the company outweigh the positive. This is only a starting point, so ensure you research and analyze before investing. I believe AT&T has to implement better use of their FCF, lower their debt, generate better returns for their shareholders or they will be painfully looking at their market value fall into a quiet and deathly take over. Therefore, we will only trade (T) with a dividend catch strategy. The only way to consider a long-term position is if the price falls below $20.

Now, begin your Road to Wealth!

Leave your comment below. If you liked it, pay it forward. Please share it on social media and help others become successful as well. Your success will be the result of two things: Knowledge and Action.

Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates. You can also reach me here with any questions.

From the comfort of your home, invest anywhere in the united states with Fundrise.

DISCLAIMER: Please read our disclosure policy here. This post contains affiliate links, and I earn from qualifying purchases at no cost to you. There is a very high degree of risk involved in trading. Past results are not indicative of future returns. Road-to-wealth.com and all individuals affiliated with this site assume no responsibilities for your trading and investment results. The indicators, strategies, columns, articles, and other features are for educational purposes only and should not be construed as investment advice. Information for any trading observations is obtained from sources believed to be reliable. Still, we do not warrant its completeness or accuracy or warrant any results from the use of the information. Your use of the trading observations is entirely at your own risk, and it is your sole responsibility to evaluate the information’s accuracy, completeness, and usefulness. You must assess the risk of any trade with your broker and make your own independent decisions regarding any securities mentioned herein.

Idea de Dividendo del 24% con BTI, Retención a Corto Plazo

Aunque cubrimos un análisis más profundo de (BTI) British American Tobacco en este artículo, hoy me di cuenta de una jugada que puede ser muy beneficiosa en los próximos días.

BTI sale ex-dividendo Diciembre 22, 2021. Eso significa que todos los que compren acciones el 21 de Diciembre 2021 o antes recibirán un pago de dividendos.

La idea es simple, pero debe tener fondos para comprar 100 acciones. Al precio actual de $37.30 el 20 de diciembre de 2021, costará $3,730. Antes que preguntes, Sí, aún puede comprar acciones de BTI si no tiene la cantidad total necesaria; sin embargo, no podrá completar toda la estrategia. Pero siempre puedes aprenderlo para más tarde. Comprar acciones solo le dará el dividendo.

Vamos a obtener este dividendo.

Obtenga acciones gratis cuando abres una cuenta con Robinhood.

Compré 100 acciones a $37.26 por un total de $3,726. Por lo tanto, BTI pagará un dividendo de $0.74, aportando $74. Para aquellos de ustedes que son más nuevos, multiplique la cantidad de acciones (100) por la cantidad del dividendo pagado ($0.74). Así es como calculas cuánto recibirás.

El día 22, venderé una opción de compra, la de $35 que vence el 21 de Enero de 2022, para ser exactos. Actualmente se cotiza a $2.30. Si BTI sigue aumentando de valor, podría venderse por esa cantidad o más. Para hacerlo simple, usemos el precio actual.

Mientras BTI permanezca por encima de $35 para la fecha de vencimiento del 21 de enero del 22, mis acciones serán canceladas a un precio estándar de $35 por acción.

Hagamos las matemáticas:

100 acciones a $35 = $3,500

El crédito por vender la opción “call” es $2.30 * 100 acciones = $230

El dividendo, como se estableció anteriormente, es de $74

Súmelo todo y obtendrá $3,804. Entonces, mi inversión total fue de $3,726, lo que me da una ganancia de $78 en exactamente 31 días por poco más de 5 minutos de trabajo. Esa es una ganancia anualizada del 24.87% por sentarme en mis manos.

¿Estás recibiendo un beneficio del 24% en algún otro lugar? De lo contrario, esta es una oportunidad que puede probar con acciones que pagan dividendos.

¡Ahora, comience su camino hacia la riqueza!

Deja tu comentario a continuación. Si te gustó, compártelo en las redes sociales y ayuda a otros a tener éxito también. Su éxito será el resultado de dos cosas: conocimiento y acción.

Sígueme en TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK para obtener más publicaciones y actualizaciones. También puede comunicarse conmigo aquí si tiene alguna pregunta.

From the comfort of your home, invest anywhere in the united states with Fundrise.

Disclaimer: Lea nuestra política de divulgación aquí. Esta publicación contiene enlaces de afiliados y yo gano con las compras que califican sin costo alguno para usted. Existe un alto grado de riesgo involucrado en la bolsa de valores. Los resultados pasados no son indicativos de rendimientos futuros. Road-to-wealth.com y todas las personas afiliadas a este sitio no asumen ninguna responsabilidad por sus resultados comerciales e inversiones. Los indicadores, estrategias, columnas, artículos y otras características son solo para fines educativos y no deben interpretarse como consejos de inversión. La información para cualquier observación comercial se obtiene de fuentes que se consideran confiables. Aún así, no garantizamos su integridad o precisión ni garantizamos ningún resultado del uso de la información. El uso que usted haga de las observaciones comerciales es bajo su propio riesgo y es su exclusiva responsabilidad evaluar la precisión, integridad y utilidad de la información. Debe evaluar el riesgo de cualquier operación independientes con respecto a los valores mencionados en este documento. No somos asesores financieros y esta publicación es solo para fines educativos. Invertir conlleva riesgos. Asegúrese de visitar a un profesional que pueda diseñar una mejor estrategia para cumplir con sus objetivos personales y circunstancias actuales.

24% Dividend Idea with BTI, Short-Term Hold

Although we covered a more in-depth analysis of (BTI) British American Tobacco in this article, today, I realized a play that can be very beneficial within the next few days.

BTI goes ex-dividend on 22 December 2021. That means that everyone who buys shares on or before 21 December 2021 will receive a dividend payout.

The idea is simple, but you have to afford to buy 100 shares. At the current price of $37.30 on 20 December 2021, it will cost $3,730. Before you ask, Yes, you can still buy shares of BTI if you don’t have the whole amount needed; you won’t be able to complete the entire strategy, though. But you can always learn it for later. Buying shares will only give you the dividend.

Let’s try to catch a dividend here.

Get free stocks when you open a Robinhood account.

I bought 100 at $37.26 for a total of $3,726. Therefore, BTI will pay a dividend of $0.74, bringing in $74. For those of you who are newer, you multiply the number of shares (100) by the amount of the dividend paid ($0.74). That’s how you calculate how much you will receive.

On the 22nd, I will sell a call option, the $35 Call expiring on 21 January 2022, to be exact. It is currently trading for $2.30. If BTI keeps increasing in value, it could sell for that or more. To keep it simple, let’s use the current price.

As long as BTI remains above $35 by the expiration date of 21 Jan 22, my shares will be called away at a standard price of $35 per share.

Let’s do the math:

100 shares at $35 = $3,500

Credit for selling the call is $2.30 * 100 shares = $230

The dividend, as previously established, is $74

Add it all up, and you get $3,804. So my total investment was $3,726, which gives me a $78 profit in exactly 31 days for a little over 5 minutes of work. That is an annualized gain of 24.87% for sitting on my hands.

Are you receiving a 24% profit anywhere else? If not, this is an opportunity you can try with dividend-paying stocks.

Now, begin your Road to Wealth!

Leave your comment below. If you liked it, pay it forward. Please share it on social media and help others become successful as well. Your success will be the result of two things: Knowledge and Action.

Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates. You can also reach me here with any questions.

From the comfort of your home, invest anywhere in the united states with Fundrise.

DISCLAIMER: Please read our disclosure policy here. This post contains affiliate links, and I earn from qualifying purchases at no cost to you. There is a very high degree of risk involved in trading. Past results are not indicative of future returns. Road-to-wealth.com and all individuals affiliated with this site assume no responsibilities for your trading and investment results. The indicators, strategies, columns, articles, and other features are for educational purposes only and should not be construed as investment advice. Information for any trading observations is obtained from sources believed to be reliable. Still, we do not warrant its completeness or accuracy or warrant any results from the use of the information. Your use of the trading observations is entirely at your own risk, and it is your sole responsibility to evaluate the information’s accuracy, completeness, and usefulness. You must assess the risk of any trade with your broker and make your own independent decisions regarding any securities mentioned herein.

Empresa Tabacalera Pagando Altos Dividendos CubreTus Gastos

Hay todo tipo de inversiones en el mercado de valores, incluidas las empresas tabacaleras. Puedes aprovechar la oportunidad independientemente si fumas o no. Si fumas, le mostraré cómo hacer que estas empresas paguen por tu dosis. Si no fuma, no se preocupe, le mostraré lo mismo. La diferencia es que usará el dinero para cualquier otra cosa que desee y no para un paquete de cigarrillos o tabaco de mascar.

            Los principales jugadores son (MO) Altria Group Inc, (PM) Phillip Morris International Inc y (BTI) British American Tobacco. Cubriremos (MO) y (PM) en otro artículo; y nos concentraremos en (BTI) British American Tobacco.

Obtenga acciones gratis cuando abres una cuenta con Robinhood.

            El negocio de (BTI) British American Tobacco se ha mantenido estable a lo largo de 2020 y 2021. Actualmente, (al 14 de diciembre de 2021) se cotiza a $36 dólares y tiene un dividendo alto del 8.2%.

            Mirando sus fundamentos, vemos que BTI tiene más de 55,300 empleados, lo que la convierte en una empresa grande y estable. Su crecimiento de ingresos es de alrededor del 5%. El precio actual (P/E) a las ganancias es de 10.27, lo que la convierte en una inversión deseable y, hasta cierto punto, sub-valorada (míralo como un descuento).

            Tienen deudas pero nada fuera de los procedimientos operativos estándar. Suficiente efectivo para cubrir los gastos, aunque preferiría ver un coeficiente rápido (0.40) y un coeficiente actual (0.80) más altos. Tienen un uso excelente del precio (P/FCF) para el flujo de caja libre a 19.62. Confía en mí. He visto cosas mucho peores.

            ¡Los márgenes son sólidos! Margen bruto 83.40%, margen operativo 38.10% y margen de ganancias 24.10%. Y la tasa de pago es un 59% redondeado. Lo que significa que pueden seguir aumentando el dividendo. Lento pero seguro.

            Espero que la relación Deuda Neta / EBITDA vuelva a su rango objetivo, lo que generará más ganancias de capital en 2022. Esto incluye recompras de acciones, y la administración apoya esta opinión.

Desde la comodidad de su hogar, invierta en cualquier lugar de los Estados Unidos con Fundrise.

Ahora bien, ¿cómo nos pagan?

Antes de comenzar, responda esta pregunta: ¿Ha masticado o fumado dos paquetes a la semana durante 12 años o más?

            Si es así, sepa que les ha dado a estas empresas tabacaleras la cantidad que necesitaban para que esta inversión funcionara, y no tiene nada que mostrar, excepto un par de pulmones moribundos o encías gastadas. No te juzgo; haces lo que quieras con tu cuerpo. Solía ​​mascar tabaco y mi abuela todavía fuma. ¿Desearía que no lo hiciera para mantenerla en la tierra un poco más, posiblemente? Sí. Sin embargo, ella es una adulta y respeto sus decisiones.

Nota 1: Si fuma más de 2 paquetes por semana, usted alcanzó este número en menos de 12 años.

Nota 2: aunque hago hincapié en fumar, puede ejecutar los números si también mastica tabaco.

Te daré la fórmula para que averigües lo mismo con todos tus vicios.

Obtenga dividendos en efectivo de empresas reconocidas y establecidas.

¡Aquí vamos!

            Usando números de Texas, un paquete de cigarrillos cuesta $6.69 y agrega impuestos, y usted paga $8.10. Entonces, fumando 2 paquetes por semana, gastas alrededor de $16.20 por semana. Redondeemos eso a un mes y obtenemos $64.80. Eso es lo que gasta mensualmente en Texas cuando fuma 2 paquetes por semana.

            BTI paga un dividendo trimestral, por lo que multiplicaremos tus gastos de $64.80 * 3 y llegaremos a calcular que estás gastando $194.40 en productos de tabaco cada tres meses.

            Al precio actual de $36 y un pago de dividendos de $0.745 por acción, necesitará 261 acciones; o una inversión de $9,396.

            ¡Recuerda! Probablemente ya le diste esta cantidad de dinero a las empresas tabacaleras y ni siquiera te diste cuenta. Sin embargo, haremos algo mejor. Comenzaremos a invertir en estas empresas y comenzaremos a cobrar dividendos.

¡NO! No necesita esta cantidad total para comenzar. Hay muchas formas de hacerlo.

Cubramos algunas ideas:

            1. Cada vez que compra un paquete, debe depositar la cantidad exacta que gastó en su cuenta de inversión. Si no tiene suficiente dinero para hacer ambas cosas, no debe gastar su dinero en algo que no lo beneficiará a usted ni a su salud.

            2. Establezca depósitos automáticos, ya sean semanales, quincenales o mensuales, iguales o superiores a la cantidad que gasta en este producto.

            3. Pague una suma global. Sé que es menos probable que tengas esta cantidad de dinero sin hacer nada, pero nunca se sabe.

Bono 1:

            No pierda el tiempo recibiendo el dividendo en efectivo y comprando acciones manualmente. En su lugar, verifique cómo configurar un plan de reinversión de dividendos (DRIP) con su corredor. El sistema invertirá automáticamente su dividendo en sus acciones que pagan dividendos, y no tiene que mover un dedo.

Bono 2:

            Una vez que alcance las 100 acciones de la misma acción, aprenda a vender ‘covered calls’. Es una gran estrategia de ingresos y lo ayudará a alcanzar sus metas más rápido.

Nota 3:

            Comenzaremos dos canales de YouTube en 2022. Un canal en inglés y otro en español. Repasaremos todas estas estrategias y usted puede aprenderlas e implementarlas usted mismo. ¡Manténganse al tanto!

Sea un propietario en cualquier lugar de los Estados Unidos, sin complicaciones.

Resumen:

            Puede investigar una acción que pague dividendos de su agrado y seguir los pasos anteriores. Luego, cuando alcance su meta, apague el DRIP y comience a recolectar los dividendos en efectivo para hacer lo que quiera con su dinero. Por ejemplo, puede hacer que la empresa pague sus gastos de tabaco o para los no-fumadores; Puedes usar este dinero para hacer lo que quieras.

¡Ahora, comience su camino hacia la riqueza!

Deja tu comentario a continuación. Si te gustó, compártelo en las redes sociales y ayuda a otros a tener éxito también. Su éxito será el resultado de dos cosas: conocimiento y acción.

Sígueme en TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK para obtener más publicaciones y actualizaciones. También puede comunicarse conmigo aquí si tiene alguna pregunta.

Síguenos para más ideas.

Disclaimer: Lea nuestra política de divulgación aquí. Esta publicación contiene enlaces de afiliados y yo gano con las compras que califican sin costo alguno para usted. Existe un alto grado de riesgo involucrado en la bolsa de valores. Los resultados pasados no son indicativos de rendimientos futuros. Road-to-wealth.com y todas las personas afiliadas a este sitio no asumen ninguna responsabilidad por sus resultados comerciales e inversiones. Los indicadores, estrategias, columnas, artículos y otras características son solo para fines educativos y no deben interpretarse como consejos de inversión. La información para cualquier observación comercial se obtiene de fuentes que se consideran confiables. Aún así, no garantizamos su integridad o precisión ni garantizamos ningún resultado del uso de la información. El uso que usted haga de las observaciones comerciales es bajo su propio riesgo y es su exclusiva responsabilidad evaluar la precisión, integridad y utilidad de la información. Debe evaluar el riesgo de cualquier operación independientes con respecto a los valores mencionados en este documento. No somos asesores financieros y esta publicación es solo para fines educativos. Invertir conlleva riesgos. Asegúrese de visitar a un profesional que pueda diseñar una mejor estrategia para cumplir con sus objetivos personales y circunstancias actuales.

Get This High Dividend Tobacco Company Cover Your Expenses

There are all types of investments on the stock market, including tobacco companies. You can take advantage of the opportunity regardless of whether you smoke or not. If you smoke, I will show you how to make these companies pay for your fix. If you don’t smoke, don’t worry, I will show you just the same. The difference is that you will use the money for anything else you want and not for a pack of cigarettes or chewing tobacco.

            The leading players are (MO) Altria Group Inc, (PM) Phillip Morris International Inc, and (BTI) British American Tobacco. We will cover (MO) and (PM) in another article; and will concentrate on (BTI) British American Tobacco.

Get free stocks when you open a Robinhood account.

            (BTI) British American Tobacco’s business has remained stable throughout 2020 and 2021. Currently, (as of Dec 14, 2021) trades for $36 and has a high dividend of 8.2%.

            Looking under the hood, we see BTI has over 55,300 employees, making it a large and stable company. Their revenue growth is around 5%. The current (P/E) price to earnings is 10.27, making it a desirable investment and, to some extent, undervalued.

            They have debt but nothing out of standard operating procedures. Enough cash to cover expenses, although I would much rather like to see a higher Quick Ratio (0.40) and Current Ratio (0.80). They do have excellent use of (P/FCF) Price to Free Cash Flow at 19.62. Trust me. I have seen much worse.

            The margins are solid! Gross margin 83.40%, Operating Margin 38.10%, and Profit Margin 24.10%. And the Payout Ratio is a rounded 59%. Meaning they can keep on growing the dividend. Slowly but surely.

            I expect the Net Debt / EBITDA ratio to return to its target range, leading to more capital returns in 2022. This includes share buybacks, and management is in support of this view.

From the comfort of your home, invest anywhere in the United States with Fundrise.

Now, how do we get paid?

Before we begin, answer this question: Have you been smoking or chewing two packs a week for 12 years or more?

            If you have, then know that you have given these companies the amount you needed for this investment to work, and you have nothing to show for, except for a set of dying lungs or gums. No judgment; you do what you want with your body. I used to chew tobacco, and my grandma still smokes. Do I wish she didn’t? And keep her on earth for a little longer, possibly? Yes, I do. However, she is an adult, and I respect her choices.

Note 1: If you smoke more than 2 packs a week, you reached this number in less than 12 years.

Note 2: Although I’m emphasizing smoking, you can run the numbers if you chew tobacco as well.

I will give you the formula to figure out the same thing with all your expenses.

Get cash dividends from well-known and established companies.

Here we go!

            Using Texas numbers, a pack of cigarettes goes for $6.69 and adds taxes, and you pay $8.10. So, smoking 2 packs per week, you are spending around $16.20 p/week. Let’s round that to a month, and we get $64.80. That is how much you spend monthly in Texas when you smoke 2 packs per week.

            BTI pays a Quarterly Dividend, so we will multiply $64.80 * 3 and come to figure out that you are spending $194.40 in tobacco products every three months.

            At the current $36 price and a dividend payout of $0.745, you will need 261 shares; or an investment of $9,396.

            Remember! You have probably already given this much money to tobacco companies and didn’t even realize it. However, we will do one better. We will begin investing in these companies and begin to collect dividends.

NO! You don’t need this amount to begin. There are plenty of ways you can go about this.

Let’s cover a few ideas:

            1. Every time you buy a pack, you need to deposit the exact amount you spent on your investment account. If you don’t have enough money to do both, you shouldn’t spend your money on something that won’t benefit you or your health.

            2. Set automatic deposits, either weekly, bi-weekly, or monthly, equal to or greater than the amount you spend on this product.

            3. Pay as a lump sum. I know it’s less likely that you will have this amount of money laying around doing nothing, but you never know.

Bonus 1:

            Don’t waste time receiving the dividend in cash and buying shares manually. Instead, verify how to set up a (DRIP) Dividend Reinvestment Plan with your broker. The system will automatically invest your dividend on your dividend-paying stock, and you don’t have to move a finger.

Bonus 2:

            Once you reach 100 shares on the same stock, learn how to sell cover calls. It is a great income strategy and will help you reach your goals quicker.

Note 3:

            We will begin two YouTube channels in 2022. An English as well as a Spanish channel. We will go over all these strategies, and you can learn and implement them for yourself. Stay tuned!

Be a landlord anywhere in the United States, without the hassle.

Summary:

            You can research a dividend-paying stock of your liking and follow the steps above. Then, when you reach your goal, turn off the DRIP and begin collecting the dividends in cash to do whatever you want to do with your money. For example, you can have the company pay for your tobacco expenses or non-smokers; you can use this money to do as you please.

Now, begin your Road to Wealth!

Leave your comment below. If you liked it, pay it forward. Please share it on social media and help others become successful as well. Your success will be the result of two things: Knowledge and Action.

Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates. You can also reach me here with any questions.

Follow for more ideas

DISCLAIMER: Please read our disclosure policy here. This post contains affiliate links, and I earn from qualifying purchases at no cost to you. There is a very high degree of risk involved in trading. Past results are not indicative of future returns. Road-to-wealth.com and all individuals affiliated with this site assume no responsibilities for your trading and investment results. The indicators, strategies, columns, articles, and other features are for educational purposes only and should not be construed as investment advice. Information for any trading observations is obtained from sources believed to be reliable. Still, we do not warrant its completeness or accuracy or warrant any results from the use of the information. Your use of the trading observations is entirely at your own risk, and it is your sole responsibility to evaluate the information’s accuracy, completeness, and usefulness. You must assess the risk of any trade with your broker and make your own independent decisions regarding any securities mentioned herein.

Cómo Reinvertir Tus Dividendos Automáticamente

Si eres nuevo en las inversiones, sé que aún no sabes esto. Sin embargo, curiosamente, muchos seguidores que llevan algún tiempo invirtiendo tampoco conocen este truco. Es un concepto que se explica solito y muy fácil de comprender.

            Les presento el Plan de Reinversión de Dividendos (DRIP) por sus siglas en Inglés.

            Un DRIP es un programa que puede utilizar cualquier inversor. Este programa permite a los inversores reinvertir sus dividendos en efectivo para comprar más acciones de esa misma compañía. Si el precio de las acciones es más alto que el dividendo recibido, puedes comprar fracciones de esas acciones.

            Utiliza una técnica llamada Promedio de costo de dólares (DCA) por sus siglas en Inglés. En pocas palabras, toma todos los montos y precios de tus compras y los hace un promedio.

Veamos un ejemplo:

Ejemplo (DCA) Promedio de Costo de Dólares.

            En el ejemplo para el primer trimestre de 2022, compraste un total de 21 acciones e invertiste un total de $145. Dividamos 145/21 y obtenemos el precio promedio de $6.90.

            Para obtener ganancias, debes conocer este número. Vender por debajo de este precio promedio garantizará pérdidas.

Bastante simple, ¿verdad?

            Por lo tanto, inscribirse en un DRIP ayuda a automatizar el proceso de reinversión de dividendos en efectivo. Hace que la inversión sea una tarea mucho más sencilla. En algunos casos, más barato. Lo mejor de todo es que se hace automáticamente, un sistema totalmente independiente y sin involucrar emociones.

            Un gran beneficio que me encanta, el sistema comprará más acciones cuando los precios bajan y menos acciones cuando los precios suben. Con el tiempo, te ayuda a aumentar tus ganancias. De esa manera, te ofrece un mejor precio al promediar el costo en dólares cuando el precio baja. Es una herramienta muy poderosa.

            Comprenda que los DRIP solo funcionan para inversiones que 1) pagan dividendos, 2) que mantendrás durante períodos prolongados (anuales/décadas). A menudo escuchará el argumento de elegir empresas bien establecidas, también conocidas como “alta calidad” y “bajo riesgo”.

¡No olvides!

            La inversión en DRIP está sujeta a impuestos al igual que cualquier otra inversión. Porque aunque los inversores no reciben un dividendo en efectivo, existe un dividendo en efectivo que se está reinvirtiendo. El IRS considera eso como ingreso, por lo tanto, están sujetos a impuestos.

Nota:

            Comenzaremos dos canales de YouTube en 2022. Un canal en inglés y otro en español. Repasaremos todas estas estrategias y usted puede aprenderlas e implementarlas. ¡Manténgase al tanto!

Resumen:

            – DRIP es un programa que reinvierte automáticamente tus dividendos en efectivo.

            – El costo promedio en dólares de tus compras te ayuda a acumular tus ganancias a largo plazo.

            – Se pagan impuestos sobre esos dividendos, aunque no recibes el efectivo en la mano.

¡Eso es! Verifique con su corredor cómo configurar la inversión DRIP en tu cuenta y observa cómo tu cuenta crece.

¡Ahora, comience su camino hacia la riqueza!

Deja tu comentario a continuación. Si te gustó, compártelo en las redes sociales y ayuda a otros a tener éxito también. Su éxito será el resultado de dos cosas: conocimiento y acción.

Sígueme en TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK para obtener más publicaciones y actualizaciones. También puede comunicarse conmigo aquí si tiene alguna pregunta.

Disclaimer: Lea nuestra política de divulgación aquí. Esta publicación contiene enlaces de afiliados y yo gano con las compras que califican sin costo alguno para usted. No somos asesores financieros y esta publicación es solo para fines educativos. Invertir conlleva riesgos. Asegúrese de visitar a un profesional que pueda diseñar una mejor estrategia para cumplir con sus objetivos personales y circunstancias actuales.

How To Reinvest Your Dividends Automatically

If you are new to investing, I know you don’t know about this yet. However, strangely enough, followers who have been investing for some time don’t know about this trick either. It is a very self-explanatory concept and easy to grasp.

            I present to you the (DRIP) Dividend Reinvestment Plan.

            A DRIP is a program that any investor can use. This program allows investors to reinvest their cash dividends into buying more shares of that same stock. If the stock price is higher than the dividend received, you can purchase fractional shares of that stock.

            It uses a technique called (DCA) Dollar-Cost Averaging. Simply put, it takes all your purchases amounts and prices and averages it out equally.

Let’s see an example.

(DCA) Dollar-Cost Averaging Example

            In the first Quarter of 2022 example, you purchased a total of 21 shares of a stock, and you invested a total of $145. Divide 145/21, and you get an average price of $6.90.

            For you to make a profit, you need to know this number. Selling below this dollar-cost average price will guarantee a loss.

Simple enough, right?

            So, enrolling in a DRIP helps you automate the process of reinvesting cash dividends. It makes investing a much simpler task. In some cases, cheaper. Best of all, it is done automatically for you—an utterly hands-off system with no emotions involved.

            A great benefit that I love, the system itself, will buy more shares when prices go down and fewer shares when prices are up. Over time, it helps you compound your gains. That way, it gives you a better price by dollar-cost averaging down. It is a powerful tool to have.

            Understand that DRIPs only work for investments that 1) pay dividends, 2) you will hold for extended periods (yearly/decades). You will often hear the argument of choosing well-established companies, also known as “high quality” and “low risk.”

Don’t forget!

            DRIP investing is subject to taxes. Because even though investors do not receive a cash dividend, an actual cash dividend is reinvested. The IRS considers that to be income and therefore taxable.

Note:

            We will begin two YouTube channels in 2022. An English as well as a Spanish channel. We will go over all these strategies, and you can learn and implement them for yourself. Stay tuned!

Summary:

            – DRIP is a program that reinvests your cash dividend automatically for you.

            – It dollar-cost averages the purchases and helps you compound your gains over time.

            – Taxes are paid on those dividends, although you didn’t receive the cash on hand

That’s it! Verify with your broker how to set up DRIP investing in your account and watch your account grow.

Now, begin your Road to Wealth!

Leave your comment below. If you liked it, pay it forward. Please share it on social media and help others become successful as well. Your success will be the result of two things: Knowledge and Action.

Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates. You can also reach me here with any questions.

DISCLAIMER: Please read our disclosure policy here. This post contains affiliate links, and I earn from qualifying purchases at no cost to you. There is a very high degree of risk involved in trading. Past results are not indicative of future returns. Road-to-wealth.com and all individuals affiliated with this site assume no responsibilities for your trading and investment results. The indicators, strategies, columns, articles, and other features are for educational purposes only and should not be construed as investment advice. Information for any trading observations is obtained from sources believed to be reliable. Still, we do not warrant its completeness or accuracy or warrant any results from the use of the information. Your use of the trading observations is entirely at your own risk, and it is your sole responsibility to evaluate the information’s accuracy, completeness, and usefulness. You must assess the risk of any trade with your broker and make your own independent decisions regarding any securities mentioned herein.

THE TEN SECRETS OF ABUNDANT WEALTH – SUMMARY PART II

Welcome to the continuation of this great book. If you haven’t read the first part, you can read it here.

DISCLAIMER: Please read our disclosure policy here. Links in this post may contain affiliate links. I earn from qualifying purchases at no cost to you.

The article was divided into two parts for several reasons.

* Keep it short and digestible

* Give you time to self-analyze

* Give you time to think about what you want from this life and plan the beginning of your new self

* Give you time to start putting these secrets into practice

We stopped just before the sixth secret. Without further ado, let’s continue…

The Sixth Secret – The Power of Perseverance

Calvin Coolidge, the thirty-fourth president of the United States, wrote: “Nothing in the world can replace perseverance. Talent will not; nothing is more common than a man of talent without success. Neither does genius; the uncoached genius is almost an axiom. Education alone also does not; the world is full of glory-less cults. Only perseverance and firmness are omnipotent.”

One of the best examples of perseverance in history is Tomas Edison, who tried ten thousand times before inventing the first electric light bulb. How many times would you have tried before you gave up?

“Success is not usually the result of a single effort, but the accumulation of many efforts.”

“The difference between people who succeed and those who don’t is not necessarily in their talent, but in their perseverance!”

“After an action that did not produce the desired results, always ask yourself: What did I do well to last that time? This way you’ll always feel encouraged to try again.”

“If you adopt the goalkeeper’s tactic, persevere, never stop insisting and learn from each experience, you will always achieve the company you set your mind to.”

The Seventh Secret – The Power of Spending Regulation

Ok. This topic has been complicated by the financial industry, making it look like something difficult and complicated, requiring “academic studies” to get it right. The financial industry makes it look like this so that they can make a monetary profit from the circumstances.

The reality is that each of you can do this at home. You don’t have to do it in one sitting, but you do have to take time apart to devote to your finances. In simple terms, you should make two columns, one where you write down all your mandatory survival expenses (electricity, water, family food, car insurance, etc.); in the other, you can write down all your non-mandatory expenses (these are more towards fun like credit cards, movies, concerts, restaurants, Netflix, HBO, etc.) Anyway, everything that makes you spend money but it’s not necessary to survive. Highly recommended to use your bank statements so you don’t forget anything.

Subtract all your expenses from your monthly income. Just analyzing two to four months, it’s enough to see patterns in your behavior. If at the end of each month, you have a positive income, you are not bad, although adjustments can always be made if necessary. The problem is if, at the end of each month, your account proves you’ve spent more than you earned a month. You have work to do.

You need to know where every penny you get goes. Every penny must have a job, and if that job is to acquire and accumulate assets through stocks, businesses, or real estate, it’s only a matter of time before you accumulate enough wealth and be able to live a life free of financial stress. Gradually, the pot fills up. You must take action and have the perseverance to do so. Whether weekly, monthly, quarterly. You choose!

“Wealth is not determined by the money you make, but by the resulting quality of life.”

“Expense regulation helps you live at ease within your means and create more income.”

“Anyone with limited income needs to manage what they spend to ensure a continuous source of income.”

“Part of your income belongs to you. You should allocate ten percent of what you earn to investments. This way you will be creating wealth for the future.”

“Make your money work for you instead of always working for money.”

The Eighth Secret – The Power of Integrity

“What benefits does a man who wins the world but loses his soul?”

“Our actions, words, and even thoughts are like boomers: they always come back to us.”

“Trying to create wealth through deception and fraud is like trying to build a house on the sand: it will soon collapse.”

“When considering a course of action in your personal life or a company, ask the following questions:

Is it legal?

Is it morally correct?

Will it make me proud of myself?

Would I like my family to find out?

Will I continue to respect myself after I’m done?”

The Ninth Secret – The Power of Faith

“What does faith have to do with wealth? Everything! Everything in life begins with faith. We would not pursue a dream, we would not open companies, we would not invest or save for the future if it were not because we have faith in what we are going to undertake.”

“What would you do if you knew it couldn’t fail? Do what you would if you knew it couldn’t fail.”

“When you reflect on a project you believe in, after developing an organized action plan to ensure its feasibility, ask yourself: Would you do it if you knew it couldn’t fail?”

“Be determined and powerful forces will come to your aid!”

“You will << always act like >> you are going to make it. Trust your instincts, follow your intuition.”

“Repeat self-suggestions to create faith in yourself.”

“Anything that repeats itself enough will become part of your subconscious.”

Anyway, be determined and have faith!

The Tenth Secret – The Power of Charity

“Very rarely do you achieve an abundance of something without the help of others or without helping others.”

“By helping others, we help ourselves.”

“Try to allocate ten percent (or whatever you can) of your income to help those most in need. Whenever you give something you are returned with interest.”

“Helping others, record in your subconscious a sense of abundance.”

The important thing is that the amount you take, you take it wholeheartedly. It’s not like going to church and giving tithing because you’re forced to give it so you don’t get kicked out of the church. You must be genuine. Doing good for others fills your heart with gratitude.

That’s how I feel today, knowing that I was able to help you read a book that has many “secrets” so you can have a happy and abundant life.

Glad to help!

Begin your Road to Wealth!

Leave your comment below. If you liked it, pay it forward. Share it on social media and help others become successful as well. Your success will be the result of two things: Knowledge and Action.

Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates. You can also reach me here with any questions.

LOS DIEZ SECRETOS DE LA RIQUEZA ABUNDANTE – RESUMEN PARTE II

Bienvenido a la continuación de este gran libro. Si no has leído la primera parte, puedes leerla aquí.

DISCLAIMER: Por favor, lea nuestra política de divulgación aquí. Los enlaces en esta publicación pueden contener enlaces de afiliados. Yo recibo comisión por compras cualificantes sin ningún costo para ti.

El artículo fue dividido en dos partes por varias razones.

* Mantenerlo corto y digerible

* Darles tiempo de auto-analizarse

* Darles tiempo de pensar en lo que quieren de esta vida y planifiquen el comienzo de su nuevo yo

* Darles tiempo de comenzar a poner estos secretos en práctica

Nos quedamos para el sexto secreto. Sin más espera, continuemos…

El sexto secreto – El poder de la Perseverancia

Calvin Coolidge, el presidente número treinta y cuatro de los Estados Unidos, escribió: “Nada en el mundo puede sustituir a la perseverancia. El talento no lo hará; nada es más común que un hombre de talento sin éxito. El genio tampoco; el genio no premiado es casi un axioma. La educación por sí sola tampoco; el mundo está lleno de cultos sin gloria. Sólo la perseverancia y la firmeza son omnipotentes”.

Uno de los mejores ejemplos de perseverancia de la historia, lo es Tomas Edison, quien intentó diez mil veces antes de inventar la primera bombilla eléctrica. ¿Cuántas veces hubieras intentado tú antes de rendirte?

“El éxito no es normalmente el resultado de un solo esfuerzo, sino de la acumulación de muchos esfuerzos”.

“La diferencia entre la gente que triunfa y los que no, no radica necesariamente en su talento ¡sino en su perseverancia!”.

“Después de una acción que no produjo los resultados deseados, siempre pregúntate: ¿Qué hice bien para que durase ese tiempo? De esta manera siempre te sentirás animado a probar de nuevo”.

“Si adoptas la táctica del cantero, perseveras, nunca dejas de insistir y aprendes de cada experiencia, siempre lograrás la empresa que te propongas”.

El séptimo secreto – El poder de la Regulación de Gastos

Ok. Este tema ha sido complicado por la industria financiera, haciéndolo ver como algo difícil y complicado, que requiere “estudios académicos” para hacerlo bien. La industria financiera lo hace ver de tal forma, para poder sacarle provecho monetario a las circunstancias.

La realidad es que cada uno de ustedes puede hacer esto en sus casas. No es necesario hacerlo de una sola sentada pero si debes sacar tiempo aparte para dedicarle a tus finanzas. En términos simples, usted debe hacer dos columnas, una donde apunte todos sus gastos obligatorios de supervivencia (luz, agua, comida para la familia, seguro de auto, etc.); en la otra puedes apuntar todos tus gastos no obligatorios (estos son más hacia la diversión como tarjetas de crédito, cine, conciertos, restaurantes, Netflix, HBO, etc.) En fin, todo lo que te hace gastar dinero pero no es necesario para sobrevivir. Muy recomendable utilizar tu estado de banco para que no olvides nada.

Resta todos tus gastos de tu ingreso mensual. Con solo analizar de dos a cuatro meses, es suficiente para ver patrones en tu comportamiento. Si al final de cada mes, tienes un ingreso positivo, no estás mal, aunque siempre se pueden hacer ajustes de ser necesario. El problema es si al final de cada mes, tu cuenta demuestra haber gastado más de lo que ganaste al mes. Tienes trabajo que hacer.

Debes saber a dónde va dirigido cada centavo que recibes. Cada centavo debe tener un trabajo, y si ese trabajo es adquirir y acumular activos por medio de acciones, negocios o bienes raíces, es cuestión de tiempo para que acumules suficiente riqueza y poder vivir una vida libre de estrés financiero. Poco a poco, se llena el pote. Debes tomar acción y tener la perseverancia de hacerlo. Ya sea semanal, mensual, trimestral. Tu escoges!

“La riqueza no viene determinada por el dinero que ganas, sino por la calidad de vida resultante”.

“La regulación de gastos te ayuda a vivir a gusto dentro de tus posibilidades y a crear más ingresos”.

“Cualquier persona con ingresos limitados necesita administrar lo que gasta para asegurarse una fuente continua de ingresos”.

“Parte de tus ingresos te pertenecen. Destina el diez por ciento de lo que ganas a la inversión. De esta manera estarás creando riqueza para el futuro”.

“Haz que tu dinero trabaje por ti en vez de trabajar siempre por dinero”.

El octavo secreto – El poder de la Integridad

“¿De qué se beneficia un hombre que gana el mundo pero pierde su alma?”

“Nuestras acciones, palabras, e incluso pensamientos, son como bumeranes: siempre vuelven a nosotros”.

“Intentar crear riqueza mediante el engaño y el fraude es como intentar construir una casa sobre arena: no tardará en derrumbarse”.

“Cuando consideres un curso de acción en tu vida personal o en una empresa, formula las siguientes preguntas:

¿El legal?

¿Es moralmente correcto?

¿Me hará sentirme orgulloso/a de mí mismo?

¿Me gustaría que mi familia se enterase?

¿Me seguiré respetando a mí mismo después de haberlo hecho?”

El noveno secreto – El poder de la Fe

“¿Qué tiene que ver la fe con la riqueza? Todo! Todo en la vida comienza con la fe. No perseguiríamos un sueño, ni abriríamos empresas, ni invertiríamos o ahorraríamos para el futuro si no fuese porque tenemos fe en lo que vamos a emprender”.

“¿Qué harías si supieras que no puede fallar? Haz lo que harías si supieras que no puede fallar”.

“Cuando reflexiones sobre un proyecto en el que crees, después de elaborar un plan de acción organizado para asegurarse de su viabilidad, pregúntate: ¿Lo haría si supiera que no puede fallar?”

“¡Sé decidido/a y poderosas fuerzas saldrán en tu ayuda!”

“Siempre <<actúa como si>> fueras a lograrlo. Confía en tus instintos, sigue tu intuición”.

“Repite autosugestiones para crear fe en ti mismo”.

“Cualquier cosa que se repite lo suficiente, llegará a formar parte de tu subconsciente”.

En fin, sé decidido y ten fe!

El décimo secreto – El poder de la Caridad

“Muy raras veces se logra abundancia de algo sin la ayuda de los demás o sin ayudar a otros”.

“Al ayudar a otros, nos ayudamos a nosotros mismos”.

“Procura destinar el diez por ciento (o lo que puedas) de tus ingresos a ayudar a los más necesitados. Siempre que das algo se te devuelve con intereses”.

“Ayudar a los demás, graba en tu subconsciente una sensación de abundancia”.

Lo importante es que la cantidad que des, la des de todo corazón. No es como ir a la iglesia y dar el diezmo porque estás obligado a darlo para que no te echen de la iglesia. Debes ser genuino. Hacer el bien para otros, te llena el corazón con gratitud.

Es lo que siento hoy, al saber que pude ayudarte a leer un libro el cual tiene muchos “secretos” para que tengas una feliz y abundante vida.

Feliz de ayudar!

¡Comienza tu Camino a la Riqueza!

Deje su comentario abajo. Si le gustó, ayuda a otros. Compártelo en tus redes sociales y ayuda a los demás conseguir el éxito también. Tu éxito será el resultado de dos cosas: Conocimiento y Acción.

Sígueme en TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK para más artículos y actualizaciones. También me puedes contactar aquí con cualquier pregunta.

THE TEN SECRETS OF ABUNDANT WEALTH – SUMMARY PART I

“ALMOST EVERY SUCCESSFUL PERSON BEGIN WITH TWO BELIEFS: THE FUTURE CAN BE BETTER THAN THE PRESENT, AND I HAVE THE POWER TO MAKE IT SO” IG @ENTREPRENEURSHIPFACTS

DISCLAIMER: Please read our disclosure policy here. Links in this post may contain affiliate links. I earn from qualifying purchases at no cost to you.

Hi friends, I know I have abandoned you for a long time but I want you to know that I did it for a purpose. I’ve been making final adjustments to some projects that took me over 8 years to complete. The details will come later, I still don’t know if it’s in the form of an e-book or a YouTube channel.

In the meantime, I understand that not everyone has time to read a good book even if they’re interested. Therefore, I share my summary in which I took the most important points from this book along with several facts that author Adam J. Jackson mentions in his 22nd Edition.

He begins by saying that by the time we reach the age of sixty-five, only eight percent of men and two percent of women enjoy an independent economic situation, and less than one percent of the population is wealthy. If wealth is why we all work and aspire, why does it reach some and not others? And those who get it, they’re a minority. What do they know, that the rest of us don’t?

The First Secret – The Power of Subconscious Beliefs

“What is important is not what people can do, but what they believe they can do. The human mind and body are capable of great achievements, the main problem is that we do not believe ourselves capable of them.”

Many of us put all our faith in others, religious individuals put their faith in God, but if there is one person that we must all trust and believe in, it is in ourselves. We can achieve everything we put our minds to.

If you want to achieve it and you believe it, deep down in your bones, then there’s nothing left but to achieve what you want so much. Nobody says it’s going to be easy, but never impossible.

All the circumstances of our lives are a reflection of our subconscious beliefs which we can change through self-suggestion (talk to yourself positively until that positivism enters your being).

We don’t achieve what we’re capable of. We achieve what we believe we can achieve! Trust yourself!

The Second Secret – The Power of a Burning Desire

“Living things are simply motivated by two things: pleasure and pain. If we think something’s going to please us, we’re looking for it. If we think something is going to bring us pain, we avoid it.”

“You have to desire it so much, that you will be willing to make all kinds of sacrifices (except sacrifice your health, your relationships, or your integrity) to overcome the barriers that arise in your way.”

“Achievements require effort, determination, and commitment.”

If you don’t have the kind of wealth you desire, it’s because you don’t have a burning desire for it. You will recognize that you have a burning desire for something when you are willing to do anything to achieve it as long as you do not harm your health, other people, and/or your values.

You can achieve a burning desire for something using pleasure or pain. For the pain, remember the things you’d like to have but you can’t, as many times as you would have loved to help someone but you didn’t have the money to do so. Let this be the last time that happens. Or you can think of the things you can accomplish, and use that as your inner fire, your motivation to get what you want.

The Third Secret – The Power of a Solid Purpose

What do you want to accomplish in life? Do not use too vague and general terms, which lack a specific description. What do you need to have to feel prosperous? How much would you need to earn before you feel rich?

Wanting a car isn’t enough. You certainly don’t want any car. You need to know the exact model, the make, the color. Only then will the mind have something to focus on.

Learn that you can have what you want, but first, you’d need to know exactly what you want and why you want it. This is the power of solidity of purpose.

You need to have goals to create riches. Write them down! To be more effective, goals need to be written and we need to return to them regularly to verify that we are on the right track.

For example: “Between today and the (date for when you want to achieve it) I will generate $xx, xxx amount of money. I’m going to do it by doing (XXXX), (XXXX)”

Write down your goals, read them three times a day — in the morning, afternoon, and evening.

Visualize yourself having achieved those goals.

Remember that prosperity and wealth are not about accumulating money or possessions on their own, but, in the power, they give us in fulfilling the purposes we have set ourselves in life.

The Fourth Secret – The Power of an Organized Action Plan

In the words of the great Napoleon Hill, “The secret of getting things done is to act. The way to success is organized thinking followed by… Action! Action! action!”

“If you want it, it’s not a dream.” “If your mind can conceive it and believe it, then you can do it.”

“If you want to make sure you’re going to make it, you need to develop a strategy that will lead you to it. That means creating an organized action plan.”

“There is no millionaire who has achieved his fortune without first developing and following a well-organized action plan.”

Remember the Golden Rule, “When you think you’ve already exploited all possibilities, remember one thing… you haven’t!”

“At first glance, many situations seem impossible, but when you sit down and start drawing up an action plan, you start to see that there are many possibilities.”

Use the ten-point technique: “To develop a plan for each of your goals, list ten possible ways to achieve your goals.”

Before you accept a job or open a business (in any way possible depending on your circumstances), ask yourself the following questions:

Will I enjoy this kind of work?

Is the work in line with my talents and abilities?

Will it bring me closer to my professional and economic goals?

The Fifth Secret – The Power of Specialized Knowledge

You must learn that you and only you are responsible for your destiny. Don’t wait for luck to drop on your lap. Get out there and create your destiny. You have the power to create the future you want.

Unlike the belief of many, Knowledge is NOT power. “Knowledge is potential power. It becomes power only when properly organized and applied with intelligence through a practical action plan aimed at a specific goal.”

“No one has ever gathered Wealth in Abundance without first acquiring specialized knowledge: about tax law, investment and savings plans, their business field or what your clients want or need.”

There are two ways to work:

1. You do it alone. You have to become a wise man and carry all the weight that comes with it. Usually, this happens if you don’t trust others.

2. Create a team with different virtues and knowledge. “You don’t need to know everything yourself, but you need to know where and how to get the information you’ll need.”

Summary Part I: You must believe in yourself and know that you can achieve whatever you set your mind to. You need a burning desire and a purpose for which you do things. You won’t get motivation if you do it out of obligation, you do it because you want it (It’s like loving a person because your parents chose him/her vs. loving a person because it was your choice). You need to get the knowledge you need to excel from your peers or competitors in the industry and to achieve such a thing, you must organize yourself and plan your steps or strategy. Your plan doesn’t have to be perfect from the beginning, you have to be adaptable and understand that at first there is a lot of unknown information. As you learn and improve, modify your plan if necessary.

To be Continued…

Begin your Road to Wealth!

Leave your comment below. If you liked it, pay it forward. Share it on social media and help others become successful as well. Your success will be the result of two things: Knowledge and Action. Follow me on TWITTER, PINTEREST, INSTAGRAM, LINKEDIN, FACEBOOK for more posts and updates. You can also reach me here with any questions.