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I want you to understand something, “People with traditional education, work for people with financial education”. I read that one day, and it stuck. I would love to give credit where credit is due, but I don’t know who said this quote.
Anyways, there are many ways to become wealthy. Earning and having your money work for you is a way, but also saving money and getting cash back. Let’s learn a few of them today.
1. Stop paying too much on car insurance
We honestly don’t know if we are paying too much or not on our car insurance. But there is a tool that helps us figure it out without the hassle. They actually do it for you.
A service called GABI is helping thousands of car owners save on average $720 every month. Sometimes, even more like in my case, I saved $936 in 2018.
It is very simple and there are no forms to fill out. Only takes 5-10 minutes. Link your insurance account and provide your driver’s license number. Gabi will do the heavy lifting for you and come back with an email and any offers they might have found for you.
If they find nothing, they will let you know you are actually paying the lowest for your coverage.
2. Save on Energy
You can save hundreds and thousands of dollars every year. That translates to more money in your pocket, and you can put that same money to better use. Or spend it on yourself. Whatever you want.
Alternate Energy Breakthrough, this guy shows us, clear as day, how anyone can power with ZERO cost any light bulb in your home.
Watch video immediately.
3. Get paid for your grocery shopping
Get real cash back for your trip to the grocery store. It’s very simple.
Ibotta is an app that will pay you cash when you take a picture of your receipt and uploads it to the app.
Before you go to the store, search the items on your buy list in the Ibotta app. You can save on average $10 – $50 a month.
4. Save, lend and earn
Not only you can save, you can lend your money and earn higher interest. It’s my favorite way of passive income.
Lendingclub helps you earn more on your savings by lending $25 to different loans and earning anywhere from 3% to 29% on your money. Place the probabilities on your side and you will be earning more than ever.
Become the bank and win big.
5. Save thousands every year
Buying straight from the manufacturers at a much lower price has never been easier.
Wish.com lets you search for whatever item you need. Buy at much better price than retail stores and full money back guaranteed if there are any issues with the item.
Saving online at its best. Get up to 50% discount on your first purchase. Log in to the app for 7 days and get 5% to 15% discount offers.
6. Stop overpaying on monthly bills
This app will negotiate your bills for you! Cancel any subscriptions and refund your bank fees.
Welcome to TrueBill.
Create an account and link your bank account and/or credit card. Turn on the bill negotiation and outage protection features and get refund even when you didn’t know that an outage had occurred.
Savings are real and effortless.
7. Easy way to save and invest at the same time
This app will help you save, and it will automatically invest your savings to earn you even more money. You get paid with dividends, market gains and get money back when you buy in your favorite brands online.
Acorns is helping our readers get their finances in check and on the right track.
Get a $5 Bonus when you sign up. Set the “round-up” feature and select your portfolio. That’s it! You did it!
8. Greatest asset to own
Real estate is a system that made people fortunes for hundreds of years. Today you can become a landlord without the hassle that comes with it.
Fundrise will let you start with as little as $500 and it will guide you on how much to deposit in order to reach your goal. Your goal is determined by how much money you want to have and in how many years.
9. Commission free trading and free stock
Do I need to say more? Ok, this platform is disrupting the brokerage industry by offering commission free trading and a free stock when you open an account.
Robinhood is just like the outlaw with the same name. It is making the plain level equal for retail traders and professionals.
It is a very simple and basic platform, where you can save some money and purchase dividend paying stocks, earn capital gains, get dividends and pay no commission when you buy or sell.
10. Get money back every month
With this tool, you buy online like you normally would but don’t delete your emails. This tool will be on the lookout when the item you purchased drops in price and it will get you a refund.
Paribus is our new best friend. Always looking to get our money back
It also helps you get compensated if your shipment is late.
This one will save you money in the long run, but first it will fix your credit score.
Credit Sesame will break it down for you like Barney style for dummies. It will tell you exactly what’s on your credit report, how it affects you and how to get it fixed.
The better your credit score, the better loans and lower interest you will pay in the future.
Hope it helps!
Remember, it’s all about the road to wealth and using tools to help you get money back is a way to go. If you liked it, pay it forward. Share it in social media and help others become successful as well. There is plenty of room for all of us. In the end, your success will only depend on you and not what others do.
If you have any questions, you can reach me at firstname.lastname@example.org